10440 SW 41st Ter, Miami, FL 33165 Property Records

Miami-Dade County property record for 10440 SW 41st Ter, Miami, FL 33165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-4020-006-0440`

Property Details

APN / Parcel Number

Primary APN	`30-4020-006-0440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,382 sqft
1st Floor Area	988 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Porch
Porch Area	94 sqft
Patio Area	246 sqft

Location & Zoning

Street Address	10440 SW 41ST TER
City	MIAMI
State	FL
Zip	33165-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	20 54 40 HEFTLER HOMES SEC 1 PB 65-149 LOT 4 BLK 3 LOT SIZE 75.000 X 100 OR 9902-1613 1277 1 COC 25956-0566 08 2002 5
Legal Range	40E
Legal Township	54S
Legal Section	20
Legal Subdivision	HEFTLER HOMES
Legal Block	3
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	SOUTH WESTSIDE
Census Block Group	1
Census Block	1022
Census Tract	8702

Owner

10440 SW 41st Ter is owned and occupied by an individual who acquired it in August 2002.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10440 SW 41ST TER, MIAMI, FL 33165-4928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 22, 2002
Transfer Doc	0000952390
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10440 SW 41ST TER, MIAMI, FL 33165-4928
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 SW 41ST TER, MIAMI, FL 33165-4928

Mortgage

Document Number	0000142215
Date	Feb 23, 2024
Book Page	34104/4499
Instrument	2024R0142215

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	914 Months
Due	Apr 7, 2100

Interest

Rate Type	Adjustable Rate
Rate	7.51%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 10440 SW 41st Ter was $2,306 with exemptions applied.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 Homeowner's exemption Additional exemption filed	$138,099	$448,790 Land $330,000 Building $118,790
2023	$2,038.00 (+0.99%) Homeowner's exemption Additional exemption filed	$130,299 (+3%)	$358,816 (+20.07%) Land $240,000 Building $118,816
2022	$2,018.00 Homeowner's exemption Additional exemption filed	$126,504	$298,828 Land $180,000 Building $118,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10440 SW 41st Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	18 (1992–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 3 claims Hurricane Irene, Oct 1999 · 4 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10440 SW 41st Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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