10440 SW 124th St, Miami, FL 33176 Property Records

Miami-Dade County property record for 10440 SW 124th St, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,676 sqft · built 1968
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Aug 2024)
Tax Bill	$16,740 (2025)
Deeds & Mortgages	May 2021 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-5017-000-0261`

Property Details

APN / Parcel Number

Primary APN	`30-5017-000-0261`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,676 sqft Living Area
Gross Area	5,525 sqft
1st Floor Area	1,996 sqft
Flooring	Covered

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Exterior Material	Composition
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	49,658 sqft
Patio Area	290 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	10440 SW 124TH ST
City	MIAMI
State	FL
Zip	33176-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9000
Legal Description	17 55 40 1.14 AC M/L E1/2 OF NW1/4 OF NE1/4 OF SW1/4 OF NW1/4 LESS N30FT OR 15253-3746 0691 6
Legal Range	40E
Legal Township	55S
Legal Section	17
Legal Subdivision	ALTOS DEL MAR UNIT 3
Legal Block	1
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	1
Census Block	1034
Census Tract	8415

Owner

10440 SW 124th St is owned and occupied by two individuals who bought it in August 2024.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 8, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Prior Sale	Feb 8, 2021 · Amount on File
Deed Document Number	2024601753
Deed Book / Page	34351 / 2405
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312171
Date	May 4, 2021
Book Page	32486/4564
Instrument	2021R0312171

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 SW 124TH ST, MIAMI, FL 33176-4722

Mortgage

Document Number	0000157884
Date	Feb 23, 2022
Book Page	33034/4290
Instrument	2022R0157884

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 SW 124TH ST, MIAMI, FL 33176-4722

Mortgage

Document Number	0000157860
Date	Feb 23, 2022
Book Page	33034/4241
Instrument	2022R0157860

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 SW 124TH ST, MIAMI, FL 33176-4722

Mortgage

Document Number	0000664071
Date	Aug 23, 2022
Book Page	33349/3782
Instrument	2022R0664071

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 8, 2024
Property Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Document Number	0000601753
Book / Page	34351 / 2405
Instrument Date	Aug 1, 2024
Instrument	2024R0601753
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, EFFICIENT T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2303 SW 58TH AVE, MIAMI, FL 33155-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Investor	Possibly a Property Investor

Mortgage

Document Number	0000601754
Date	Aug 8, 2024
Instrument	2024R0601754

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Feb 8, 2021
Property Address	10440 SW 124TH ST, MIAMI, FL 33176-4722
Document Number	0000097549
Book / Page	32338 / 563
Instrument Date	Feb 4, 2021
Instrument	2021R0097549
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 N CHANNEL DR, KEY LARGO, FL 33037-4308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10440 SW 124TH ST, MIAMI, FL 33176-4722

Mortgage

Document Number	0000000565
Date	Feb 8, 2021
Instrument	32338/565

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10440 SW 124th St was $16,740.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,740.00 Homeowner's exemption	$987,901	$1,433,591 Land $1,072,007 Building $361,584
2023	$16,138.00 (+21.92%) Homeowner's exemption	$810,790 (+3%)	$1,231,893 (+29.11%) Land $838,962 Building $392,931
2022	$13,237.00 Homeowner's exemption	$787,175	$954,151 Land $559,308 Building $394,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10440 SW 124th St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims Hurricane Irene, Oct 1999 · 3 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10440 SW 124th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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