10440 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10440 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,573 sqft · built 1987
Lot Size	7.51 acres (327,571 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2021)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-357790`

Property Details

APN / Parcel Number

Primary APN	`16-357790`
Alternative APN	`357790`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,573 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	327,571 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Deck Area	776 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	357790
Street Address	10440 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	7.522 ACRES EAST AND WEST OF GAMBRILL PARK ROAD
Legal Subdivision	LAURELCREST
Legal Lot Number	RMNDR
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1001
Census Tract	770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10440 Gambrill Park Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10440 GAMBRILL PARK RD, FREDERICK, MD 21702-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Book / Page	15287 / 200
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 15, 2021
Property Address	10440 GAMBRILL PARK RD, FREDERICK, MD 21702-1610
Document Number	0152870200
Book / Page	15287 / 200
Map Reference	MB 31 FO 159
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10440 GAMBRILL PARK RD, FREDERICK, MD 21702-1610

Mortgage

Document Number	15287205
Date	Sep 15, 2021
Instrument	15287/205

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10440 Gambrill Park Rd was $5,835.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,900 Land $146,000 Building $357,900	$503,900 Land $146,000 Building $357,900
2025	$5,835.00
2023	$4,701.00	$388,500 Land $126,000 Building $262,500	$388,500 Land $126,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10440 Gambrill Park Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10440 Gambrill Park Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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