San Joaquin County property record for 1044 Zumstein Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 6,780 sqft (0.155 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $661,000 (2023) |
| Tax Bill | $7,409.00 (2025) |
| Primary APN | 257-350-260-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,040 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 6,780 sqft (0.155 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1044 ZUMSTEIN DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3119 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 94-FM PT OF 257-270-58 PER ZUMSTEIN ESTATES UNIT 2 |
| Legal Subdivision | ZUMSTEIN ESTATES UNIT #2 |
| Legal Tract | 2432 |
| Legal Lot Number | 73 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 257-350-260-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1044 ZUMSTEIN DR, RIPON, CA 95366-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2023 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Jul 23, 2014 · Amount on Record |
| Deed Doc Number | 2023-002937 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 13, 2023 |
| Property Address | 1044 ZUMSTEIN DR, RIPON, CA 95366-3119 |
| Document Number | 0000002937 |
| Map Reference | VOL 31 PG 84 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 2023-002937 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1044 ZUMSTEIN DR, RIPON, CA 95366-3119 |
| Document Number | 0000002938 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023-002938 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1044 ZUMSTEIN DR, RIPON, CA 95366-3119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1044 ZUMSTEIN DR, RIPON, CA 95366-3119 |
| Document Number | 0000183272 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020-183272 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,409.00 (+56.37%) Homeowner's exemption | $687,704 (+60.9%) Land $114,444 Building $573,260 |
| 2023 | $4,738.00 (+1.59%) | $427,411 Land $149,592 Building $277,819 |
| 2022 | $4,664.00 |
1044 Zumstein Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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