1044 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1044 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Apr 2025)
Tax Bill	$720 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-015-059-00`

Property Details

APN / Parcel Number

Primary APN	`02-015-059-00`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1044 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 15 T8S R7E 0.50 ACRE COM @ A PT ON C/L OF TEMPERANCE WEST RD 421.45 FT N 89D 57M W FR SE COR OF SD SEC TH N 89D 57M W
Legal Range	07E
Legal Township	08S
Legal Section	15
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1013
Census Tract	833200

Owner

Source: Monroe County records · APN 02-015-059-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1397 FRIEL ST, BURTON, MI 48529-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	20257009
Prior Transfer Date	Mar 04, 2014
Prior Transfer Doc	0000003932
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 14, 2021
Property Address	1044 W TEMPERANCE RD, TEMPERANCE, MI 48182-1605
Document Number	2021R26647
Instrument Date	Oct 06, 2021
Instrument	2021R26647
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 W TEMPERANCE RD, 1044, TEMPERANCE, MI 48182-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 W TEMPERANCE RD, TEMPERANCE, MI 48182-1605

Mortgage

Document Number	2021R26648
Date	Oct 14, 2021
Instrument	2021R26648

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,800 (+53.77%)	$179,600 (+53.77%)
2025	$720.00 (-54.83%) Homeowner's exemption
2023	$1,594.00 Homeowner's exemption	$58,400	$116,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
BCI Mississippi Broadband Cable	1,000 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband, Verizon.

Based on FCC filings for 354 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.