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1044 W Eldorado St, Decatur, IL 62522 Property Records

Macon County property record for 1044 W Eldorado St, Decatur, IL 62522

Property Summary

Property TypeRestaurant
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2021)
Tax Bill$15,179 (2025)
Deeds & MortgagesMar 2021 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-15-102-017

Property Details

APN / Parcel Number

Primary APN04-12-15-102-017
Alternative APN
  • 12-15-102-017

Exterior

Lot Area30,000 sqft (0.689 acres)
Lot Dimensions200 ft deep x 150 ft wide

Location & Zoning

Account Number041215102017
Street Address1044 W ELDORADO ST
CityDECATUR
StateIL
Zip62522-2014
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeMUNICIPAL
Legal DescriptionH A WOODS WEST PARK ADD OF OL LTS 20-21-22-23-24 BLK 3 150X200
Legal Range22
Legal Township21
Legal Section20
Legal SubdivisionH A WOODS WEST PARK ADD
Legal Block3
Legal Lot Number20
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2005
Census Tract1600

Owner

1044 W Eldorado St, a commercial property, is owned by two individuals who bought it in March 2021.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address696 E PERSHING RD, DECATUR, IL 62526-2436
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Intrafamily Transfer, Transfer
Mar 4, 2021Warranty Deed, Transfer · Conventional Mortgage
PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Deed Document Number20211975076
Deed Book / Page4805 / 653
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON IL
Recording DateMar 4, 2021
Property Address1044 W ELDORADO ST, DECATUR, IL 62522-2014
Document Number4805/714
Book / Page4805 / 714
Instrument DateMar 4, 2021
Instrument1975082
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address696 E PERSHING RD, DECATUR, IL 62526-2436

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateMar 4, 2021
Property Address1044 W ELDORADO ST, DECATUR, IL 62522-2014
Document Number4805/653
Book / Page4805 / 653
Map ReferenceBK 982 PG 83
Instrument DateJul 1, 2015
Instrument1975076
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyMACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 E PERSHING RD, DECATUR, IL 62526-2436

Mortgage

Document Number19750774805655
DateMar 4, 2021
Instrument19750774805655
Lender
NamePRAIRIE STATE BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1044 W Eldorado St was $15,179.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,179.00$162,654 Land $31,114 Building $131,540$488,010 Land $93,351 Building $394,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 W Eldorado St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 W Eldorado St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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