1044 Vista Valle Camino, Fallbrook, CA 92028 Property Records

San Diego County property record for 1044 Vista Valle Camino, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,002 sqft · built 1985
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Feb 2020)
Tax Bill	$7,478 (2025)
Deeds & Mortgages	Jul 2021 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-160-19-00`

Property Details

APN / Parcel Number

Primary APN	`108-160-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,002 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	51,401 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1044 VISTA VALLE CAMINO
City	FALLBROOK
State	CA
Zip	92028-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	TCT C DOC73-231958 IN TR PB0001PG108
Legal Subdivision	RANCHO MONSERATE
Legal Tract	PB0001PG
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2003
Census Tract	18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1044 VISTA VALLE CAMINO, FALLBROOK, CA 92028-4902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Intrafamily Transfer, Transfer
Feb 11, 2020	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Aug 6, 2007 · Amount on Record
Deed Document Number	202070649
Last Transfer Date	Feb 20, 2021
Transfer Doc	0000546116
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2021
Property Address	1044 VISTA VALLE CAMINO, FALLBROOK, CA 92028-4902
Document Number	0000546116
Map Reference	MB 1 PG 108
Instrument Date	Feb 20, 2021
Instrument	2021-0546116
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 VISTA VALLE CAMINO, FALLBROOK, CA 92028-4902

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2020
Property Address	1044 VISTA VALLE CAMINO, FALLBROOK, CA 92028-4902
Document Number	0000070649
Instrument Date	Jan 8, 2020
Instrument	70649
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 VISTA VALLE CAMINO FALLBROOK CA 920284902, FALLBROOK, CA 92028-4902

Mortgage

Document Number	70650
Date	Feb 11, 2020
Instrument	70650

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1044 VISTA VALLE CAMINO, FALLBROOK, CA 92028-4902
Document Number	0000007983
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1044 VISTA VALLE CAMINO FALLBROOK CA 920284902, FALLBROOK, CA 92028-4902

Mortgage

Document Number	0000007983
Date	Jan 6, 2017
Instrument	7983

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$714,416 (+2%) Land $408,647 Building $305,769
2025	$7,478.00 (+5.56%) Homeowner's exemption	$700,409 (+4.04%) Land $400,635 Building $299,774
2023	$7,084.00 (-0.03%) Homeowner's exemption	$673,214 Land $385,079 Building $288,135
2022	$7,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 8 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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