1044 Union St, Reading, PA 19604 Property Records

Berks County property record for 1044 Union St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,556 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (May 2011)
Tax Bill	$1,343 (2026)
Deeds & Mortgages	May 2019 Line of Credit Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-21-08-9847`

Property Details

APN / Parcel Number

Primary APN	`5317-21-08-9847`
Alternative APNs	`17-5317-21-08-9847` `17665375` `665375`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	221 sqft
Carport	Carport
Carport Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17665375
Street Address	1044 UNION ST
City	READING
State	PA
Zip	19604-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	08
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 HARVEY AVE, READING, PA 19606-1462
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Mar 21, 2017	Grant Deed, Transfer SIGNATURE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2011 · Amount on Record
Deed Sale	May 16, 2011 · Amount on Record
Prior Sale	Feb 4, 2011 · Amount on Record
Deed Document Number	201118581
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	0000009863
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1044 UNION ST, READING, PA 19604-1743
Document Number	0000018599
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 UNION ST READING PA 196041743, READING, PA 19604-1743

Mortgage

Document Number	0000018599
Date	Jun 12, 2019
Instrument	18599

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2044

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 21, 2017
Property Address	1044 UNION ST, READING, PA 19604-1743
Document Number	0000009865
Instrument Date	Mar 16, 2017
Instrument	9865
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 UNION ST READING PA 196041743, READING, PA 19604-1743

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,343.00 (+4.03%)	$47,600 (-) Land $15,000 Building $32,600	$15,000 (-) Land $15,000
2025	$1,291.00 (+2.46%) Homeowner's exemption	$47,600 (-) Land $15,000 Building $32,600	$15,000 (-68.49%) Land $15,000
2024	$1,260.00	$47,600 Land $15,000 Building $32,600
1994			$47,600 Land $15,000 Building $32,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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