1044 Top Minnow Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1044 Top Minnow Rd, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (May 2026)
Tax Bill$3,259 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
APN29-25-31-0945-0001-1240

Property Details

APN / Parcel Number

Primary APN29-25-31-0945-0001-1240
Alternative APN
  • 253129094500011240

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address1044 TOP MINNOW RD
CitySAINT CLOUD
StateFL
Zip34771-6942
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionWATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 124
Legal SubdivisionWATERS AT CENTER LAKE RANCH PHASE 1B
Legal Lot Number124
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3013
Census Tract43700

Owner

1044 Top Minnow Rd, vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: Osceola County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1044 TOP MINNOW RD, SAINT CLOUD, FL 34771-6942
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2026 · Amount on File
Deed SaleMay 19, 2026 · Amount on File
Deed Document Number202666287
Deed Book / Page6974 / 549
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 19, 2026
Property Address1044 TOP MINNOW RD, SAINT CLOUD, FL 34771-6942
Document Number0000066287
Book / Page6974 / 549
Instrument DateMay 19, 2026
Instrument202666287
Record UpdatedMay 29, 2026
Title CompanyINSURED TITLE, INSPIRED TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300,475.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1044 TOP MINNOW RD, SAINT CLOUD, FL 34771-6942

Mortgage

Document Number0000066288,
DateMay 19, 2026
Book Page6974/551
Instrument202666288
Lender
NameTAYLOR MORRISON HOME FUNDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1044 Top Minnow Rd was $3,259.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,259.00$66,000 Land $66,000$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

70 flood insurance policies are in force near 1044 Top Minnow Rd.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Top Minnow Rd

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