San Diego County property record for 1044 Susan Ln, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,565 sqft · built 2006 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $750,000 (May 2011) |
| Tax Bill | $10,525 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-520-71-00 |
| Primary APN | 281-520-71-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,565 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 98,881 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1044 SUSAN LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM17247 |
| Legal Subdivision | HILLSBOROUGH EAST |
| Legal Tract | 17247 |
| Legal Block | 2 |
| Legal Lot Number | 104 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20801 |
1044 Susan Ln is owner-occupied and held in a trust since May 2011.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1044 SUSAN LN, RAMONA, CA 92065-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2011 · Amount on File |
| Deed Sale | May 12, 2011 · Amount on File |
| Prior Sale | Sep 27, 2004 |
| Deed Document Number | 2011246490 |
| Prior Transfer Date | Jan 9, 1997 |
| Prior Transfer Doc | 0000023211 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1044 Susan Ln was $10,525 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $980,083 (+2%) Land $280,020 Building $700,063 | |
| 2025 | $10,525.00 Homeowner's exemption | $960,867 Land $274,530 Building $686,337 |
| 2023 | $9,726.00 (-2.33%) Homeowner's exemption | $923,558 Land $263,871 Building $659,687 |
| 2022 | $9,958.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1044 Susan Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1044 Susan Ln is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications, Verizon.
5G and 4G LTE (outdoors only)
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