1044 Sunray Ct, Jacksonville, FL 32218 Property Records

Duval County property record for 1044 Sunray Ct, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,484 sqft · built 2004
Lot Size	0.19 acres (8,286 sqft)
Owner	Individual Name on File
Last Sale	$187,900 (Aug 2016)
Tax Bill	$5,796 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106939-1505`

Property Details

APN / Parcel Number

Primary APN	`106939-1505`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,059 sqft
Upper Floors Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,286 sqft (0.19 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	35 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1044 SUNRAY CT
City	JACKSONVILLE
State	FL
Zip	32218-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-5 37-1N-27E .19 DAYBREAK WOODS PHASE 3 LOT 296
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	DAY BREAK WOODS PHASE 3
Legal Phase	3
Legal Lot Number	296
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2010
Census Tract	10203

Owner

1044 Sunray Ct is owned and occupied by an individual who bought it in August 2016.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1044 SUNRAY CT, JACKSONVILLE, FL 32218-9012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2016 · Amount on File
Deed Sale	Aug 17, 2016 · Amount on File
Prior Sale	Feb 21, 2014 · Amount on File
Deed Document Number	2016190460
Deed Book / Page	17676 / 448
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1044 SUNRAY CT, JACKSONVILLE, FL 32218-9012
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 SUNRAY CT, JACKSONVILLE, FL 32218-9012

Mortgage

Document Number	0204920057
Date	Nov 8, 2022
Book Page	20492/57
Instrument	2022278414

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1044 SUNRAY CT, JACKSONVILLE, FL 32218-9012
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 SUNRAY CT, JACKSONVILLE, FL 32218-9012

Mortgage

Document Number	0198751560
Date	Aug 23, 2021
Book Page	19875/1560
Instrument	2021218847

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1044 Sunray Ct was $5,796, up 7.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,729 (-1.1%) Land $82,745 Building $219,984	$302,729 (-1.1%) Land $82,745 Building $219,984
2025	$5,796.00 (+7.15%)	$306,098 Land $90,000 Building $216,098	$306,098 Land $90,000 Building $216,098
2024	$5,409.00 (+5.03%)
2023	$5,150.00 (+16.52%)	$309,198 (+11.26%) Land $70,000 Building $239,198	$309,198 (+11.26%) Land $70,000 Building $239,198
2022	$4,420.00	$277,912 Land $50,000 Building $227,912	$277,912 Land $50,000 Building $227,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 Sunray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Sunray Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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