Washington County property record for 1044 Summit Ave, Saint Paul, MN 55115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,579 sqft · built 1990 |
| Lot Size | 0.222 acres (9,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Dec 2020) |
| Tax Bill | $7,310 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-030-21-31-0084 |
| Primary APN | 20-030-21-31-0084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| Basement Area | 1,555 sqft |
| Finished Basement | 1,244 sqft |
| Unfinished Basement | 311 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,692 sqft (0.222 acres) |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1044 SUMMIT AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55115-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & THAT PT OF VACATED SUMMIT ST ADJ SUBD OF BLOCKS 2 & 3 EAST SHORE PARK SUBDIVISIONNAME SUBD OF BLK 2,3 EAST SHORE PARK LOT 5 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 20 |
| Legal Subdivision | EAST SHORE PARK |
| Legal Block | 2,3 |
| Legal Lot Number | 54 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | MAHTOMEDI |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70304 |
1044 Summit Ave is owned and occupied by two individuals who bought it in December 2020.
Source: Washington County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1044 SUMMIT AVE, SAINT PAUL, MN 55115-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Apr 3, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | Mar 12, 2012 · Amount on File |
| Deed Document Number | 20204280742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Dec 3, 2020 |
| Property Address | 1044 SUMMIT AVE, SAINT PAUL, MN 55115-1544 |
| Document Number | 0004280742 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 4280742 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,914.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1044 SUMMIT AVE, MAHTOMEDI, MN 55115-1544 |
| Document Number | 0004280743 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 4280743 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Apr 3, 2018 |
| Property Address | 1044 SUMMIT AVE, SAINT PAUL, MN 55115-1544 |
| Document Number | 0004149465 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 4149465 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | PARTNERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1044 SUMMIT AVE MAHTOMEDI MN 551151544, MAHTOMEDI, MN 55115-1544 |
| Document Number | 4149466 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 4149466 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2048 |
The 2026 property tax bill for 1044 Summit Ave was $7,310 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Mahtomedi City |
| Unified School District | Mahtomedi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,310.00 Homeowner's exemption | ||
| 2025 | $585,100 (-0.24%) Land $191,800 Building $393,300 | $585,100 (-0.24%) Land $191,800 Building $393,300 | |
| 2024 | $586,500 Land $186,800 Building $399,700 | $586,500 Land $186,800 Building $399,700 | |
| 2023 | $6,276.00 | ||
| 2022 | $565,400 Land $193,000 Building $372,400 | $565,400 Land $193,000 Building $372,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1044 Summit Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1044 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mahtomedi serves 8,818 people · EPA ID MN1820013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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