1044 Shady Tree Ln, Wheeling, IL 60090 Property Records

Cook County property record for 1044 Shady Tree Ln, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,594 sqft · built 1983
Lot Size	0.154 acres (6,689 sqft)
Owner	Individual Name on Record
Tax Bill	$8,037 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-15-215-058`

Property Details

APN / Parcel Number

Primary APN	`03-15-215-058`
Alternative APN	`03-15-215-058-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,594 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,689 sqft (0.154 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1044 SHADY TREE LN
City	WHEELING
State	IL
Zip	60090-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LEMKE) (FARMS) SUB (UNIT2) BEING SUB OF PT OF EH NE SEC 15-42-11
Legal Range	11E
Legal Township	42N
Legal Section	15
Legal Subdivision	LEMKE FARMS SUB UNIT2
Legal Lot Number	156
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1014
Census Tract	803014

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1044 SHADY TREE LN, WHEELING, IL 60090-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1044 SHADY TREE LN, WHEELING, IL 60090-5723
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 SHADY TREE LN, WHEELING, IL 60090-5723

Mortgage

Document Number	0030710001
Date	Nov 3, 2025
Instrument	2530710001

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	7.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1044 SHADY TREE LN, WHEELING, IL 60090-5723
Document Number	2032439184
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1044 SHADY TREE LN WHEELING IL 600905723, WHEELING, IL 60090-5723

Mortgage

Document Number	2032439184
Date	Nov 19, 2020
Instrument	32439184

Lender

Name	US BK
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2040

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1044 SHADY TREE LN, WHEELING, IL 60090-5723
Document Number	1922549032
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1044 SHADY TREE LN WHEELING IL 600905723, WHEELING, IL 60090-5723

Mortgage

Document Number	1922549032
Date	Aug 13, 2019
Instrument	22549032

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2039

Interest

Rate	6.89%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Prospect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 (+18.19%) Land $8,696 Building $30,304	$390,000 (+18.19%) Land $86,960 Building $303,040
2023	$8,037.00 (+5.43%)
2022	$7,623.00 Homeowner's exemption	$32,999 Land $7,357 Building $25,642	$329,990 Land $73,570 Building $256,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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