1044 Saint Clair Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1044 Saint Clair Ave, Saint Paul, MN 55105

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,897 sqft · built 1910
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Aug 2021)
Tax Bill$6,862 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Apr 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-28-23-22-0003

Property Details

APN / Parcel Number

Primary APN11-28-23-22-0003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,897 sqft Total Area
Gross Area1,777 sqft
1st Floor Area1,024 sqft
Basement Area350 sqft
Finished Basement350 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1935
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area808 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1044 SAINT CLAIR AVE
CitySAINT PAUL
StateMN
Zip55105-3266
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeE
Legal DescriptionRIDGEWOOD PARK ADDITION W 1/2 OF LOT 5 AND ALL OF LOT 4 BLK 1
Legal Range23
Legal Township28
Legal Section11
Legal Quarter2
Quarter-Quarter Section3
Legal SubdivisionPARK ADDITION
Legal Block1
Legal Lot Number4-5
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1002
Census Tract36700

Owner

1044 Saint Clair Ave, a residential property, is owned and occupied by an individual who bought it in August 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Apr 23, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 26, 2017Grant Deed, Transfer · Conventional with PMI
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Prior SaleSep 26, 2017 · Amount on File
Deed Document NumberA04905034
Record UpdatedJun 7, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 31, 2021
Property Address1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266
Document Number0A04905034
Instrument DateAug 20, 2021
InstrumentA04905034
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyON SITE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,468.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266

Mortgage

Document Number0A04905035
DateAug 31, 2021
InstrumentA04905035
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 23, 2020
Property Address1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266
Document Number0002663984
Instrument DateApr 4, 2020
Instrument2663984
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12428 NATIONAL ST NE BLAINE MN 554497062, BLAINE, MN 55449-7062

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRAMSEY MN
Recording DateSep 26, 2017
Property Address1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266
Document Number0004678273
Instrument DateSep 11, 2017
Instrument4678273
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$969.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1044 SAINT CLAIR AVE ST PAUL MN 551053266, ST PAUL, MN 55105-3266

Mortgage

Document Number4678274
DateSep 26, 2017
Instrument4678274
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,862.00$423,500 Land $102,600 Building $320,900$423,500 Land $102,600 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 Saint Clair Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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