Ramsey County property record for 1044 Saint Clair Ave, Saint Paul, MN 55105
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,897 sqft · built 1910 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Aug 2021) |
| Tax Bill | $6,862 (2023) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-22-0003 |
| Primary APN | 11-28-23-22-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Total Area |
| Gross Area | 1,777 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 808 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1044 SAINT CLAIR AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-3266 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | E |
| Legal Description | RIDGEWOOD PARK ADDITION W 1/2 OF LOT 5 AND ALL OF LOT 4 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 36700 |
1044 Saint Clair Ave, a residential property, is owned and occupied by an individual who bought it in August 2021.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Apr 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 26, 2017 | Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Sep 26, 2017 · Amount on File |
| Deed Document Number | A04905034 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266 |
| Document Number | 0A04905034 |
| Instrument Date | Aug 20, 2021 |
| Instrument | A04905034 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | ON SITE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,468.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266 |
| Document Number | 0A04905035 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | A04905035 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 23, 2020 |
| Property Address | 1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266 |
| Document Number | 0002663984 |
| Instrument Date | Apr 4, 2020 |
| Instrument | 2663984 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12428 NATIONAL ST NE BLAINE MN 554497062, BLAINE, MN 55449-7062 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 26, 2017 |
| Property Address | 1044 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3266 |
| Document Number | 0004678273 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 4678273 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $969.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 SAINT CLAIR AVE ST PAUL MN 551053266, ST PAUL, MN 55105-3266 |
| Document Number | 4678274 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 4678274 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,862.00 | $423,500 Land $102,600 Building $320,900 | $423,500 Land $102,600 Building $320,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1044 Saint Clair Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1044 Saint Clair Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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