1044 S Lake St, Gary, IN 46403 Property Records

Lake County property record for 1044 S Lake St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.116 acres (5,053 sqft)
Owner	Trust Name on File
Tax Bill	$974 (2024)
Deeds & Mortgages	Apr 2020 Sale Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0457-0020`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0457-0020`
Alternative APNs	`45-09-07-206-017.000-004` `254504570020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1960
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	95 ft deep x 53 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0457-0020
Old Parcel Number	254504570020
Street Address	1044 S LAKE ST
City	GARY
State	IN
Zip	46403-3870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ESTATES SUB. L.20 BL.7
Legal Subdivision	LAKE ESTATES SUBDIVISION
Legal Block	7
Legal Lot Number	20
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1013
Census Tract	11500

Owner

1044 S Lake St is held in a trust since April 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Trust Name on File
Mailing Address	1317 EDGEWATER DR, ORLANDO, FL 32804-6350
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 3, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 15, 2018	Warranty Deed, Transfer KEITH & VERONICA PUCKETT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2020
Deed Sale	Apr 1, 2020
Prior Sale	Jul 3, 2019
Deed Document Number	2020 020247
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 1, 2020
Property Address	1044 S LAKE ST, GARY, IN 46403-3870
Document Number	0000020247
Instrument Date	Mar 5, 2020
Instrument	20247
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1044 S LAKE ST GARY IN 464033870, GARY, IN 46403-3870

July 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 3, 2019
Property Address	1044 S LAKE ST, GARY, IN 46403-3870
Document Number	0000040479
Map Reference	MB 32 PG 24
Instrument Date	Jun 28, 2019
Instrument	2019 040479
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	INDIANA TITLE NETWORK CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 N COAHER ST, STAUNTON, VA 24401

Mortgage

Document Number	0000040480
Date	Jul 3, 2019
Instrument	2019 040480

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 15, 2018
Property Address	1044 S LAKE ST, GARY, IN 46403-3870
Document Number	0000079568
Instrument Date	Nov 12, 2018
Instrument	79568
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2701 W 45TH AVE GARY IN 464083612, GARY, IN 46408-3612
Investor	Possibly a Property Investor

Mortgage

Document Number	79569
Date	Nov 15, 2018
Instrument	79569

Lender

Name	KEITH & VERONICA PUCKETT
Address	1400 E WARDLOW RD # B, LONG BEACH, CA 90807-4846

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,800 Land $6,000 Building $34,800	$40,800 Land $6,000 Building $34,800
2024	$974.00
2023		$34,500 (+0.29%) Land $6,000 Building $28,500	$34,500 (+0.29%) Land $6,000 Building $28,500
2022	$881.00	$34,400 Land $6,100 Building $28,300	$34,400 Land $6,100 Building $28,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 S Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 S Lake St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 99.3% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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