1044 Riverside Dr, Welch, WV 24801 Property Records

McDowell County property record for 1044 Riverside Dr, Welch, WV 24801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,410 sqft · built 1976
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Tax Bill	$169 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-12-0089.0000`

Property Details

APN / Parcel Number

Primary APN	`15-12-0089.0000`
Alternative APNs	`27-15-12-0089.0000` `00800944`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	2,820 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	86 ft deep x 60 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00800944
Street Address	1044 RIVERSIDE DR
City	WELCH
State	WV
Zip	24801-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 BL E SOUTHWOOD
Legal Subdivision	SOUTHWOOD ADDITION
Legal Lot Number	8
Jurisdiction	MCDOWELL WV
Township / Civil Division	BROWNS CREEK
Census Block Group	1
Census Block	1035
Census Tract	954503

Owner

Source: McDowell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1044 RIVERSIDE DR, WELCH, WV 24801-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL WV
Recording Date	Sep 8, 2026
Property Address	1044 RIVERSIDE DR, WELCH, WV 24801-2614
Document Number	0000004601
Book / Page	462 / 363
Instrument Date	Aug 17, 2026
Instrument	20264601
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 RIVERSIDE DR, WELCH, WV 24801-2614

Mortgage

Document Number	0000004601,
Date	Sep 8, 2026
Book Page	462/363
Instrument	20264601

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	McDowell County
Municipality	Welch City
Unified School District	McDowell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$169.00 (+2.42%)	$31,200 (+0.78%) Land $1,620 Building $29,580	$52,000 (+0.78%) Land $2,700 Building $49,300
2025	$165.00 (-1.79%) Homeowner's exemption	$30,960 (-0.77%) Land $1,620 Building $29,340	$51,600 (-0.77%) Land $2,700 Building $48,900
2023	$168.00 Homeowner's exemption	$31,200 Land $1,620 Building $29,580	$52,000 Land $2,700 Building $49,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	195 (1978–2025)
Claims Outside the SFHA	43 of 195
Most Recent Claim	Feb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 27 claims Severe Storms, Flooding, Mudslides, And Landslides, Jun 2010 · 12 claims Severe Storms, Flooding And Landslides, May 2002 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 89% of West Virginia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WELCH serves 2,907 people · EPA ID WV3302421
Water Source	Groundwater
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2025 Sanitary survey deficiency not corrected Aug 2022
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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