1044 River Ave, Flemington, NJ 08822 Property Records

Hunterdon County and Readington Township property record for 1044 River Ave, Flemington, NJ 08822

Property Summary

Property TypeSingle Family Home
Details3,934 sqft · built 1875
Lot Size3.38 acres (147,668 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Nov 2023)
Tax Bill$16,066 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-00074-0000-00015

Property Details

APN / Parcel Number

Primary APN22-00074-0000-00015
Alternative APN
  • 220007400015

Interior

Building Area3,934 sqft Living Area

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Lot Area147,668 sqft

Location & Zoning

Street Address1044 RIVER AVE
CityFLEMINGTON
StateNJ
Zip08822-7080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Block74
Legal Lot Number15
JurisdictionHUNTERDON NJ
Township / Civil DivisionREADINGTON
Census Block Group1
Census Block1024
Census Tract11202

Owner

Source: Hunterdon County and Readington Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1044 RIVER AVE, FLEMINGTON, NJ 08822-7080
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 17, 2023Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleDec 16, 1998 · Amount on Record
Deed Document Number2023180380
Deed Book / Page2604 / 384
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address1044 RIVER AVE, FLEMINGTON, NJ 08822-7080
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1044 RIVER AVE, FLEMINGTON, NJ 08822-7080

Mortgage

Document Number20220715000157240
DateJul 15, 2022
Book Page4482/396
Instrument20220715000157240
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateNov 17, 2023
Property Address1044 RIVER AVE, FLEMINGTON, NJ 08822-7080
Document Number20231117000180380
Book / Page2604 / 384
Instrument DateNov 9, 2023
Instrument20231117000180380
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyTRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 POTTERSTOWN RD, LEBANON, NJ 08833

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1044 RIVER AVE, FLEMINGTON, NJ 08822-7080

Mortgage

Document Number20231117000180390
DateNov 17, 2023
Instrument20231117000180390
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address1044 RIVER AVE, FLEMINGTON, NJ 08822-7080
Document Number0000096270
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1044 RIVER AVE FLEMINGTON NJ 088227080, FLEMINGTON, NJ 08822-7080

Mortgage

Document Number0000096270
DateMay 14, 2020
Book Page004228/000588
Instrument96270
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 13, 2035

Tax Assessment & Valuation

Source: Hunterdon County and Readington Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionReadington Township
Secondary School DistrictHunterdon Central Regional School District (09 - 12)
Elementary School DistrictReadington Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$574,200 (-) Land $144,900 Building $429,300$574,200 (-) Land $144,900 Building $429,300
2025$16,066.00 (+6.76%)$574,200 (-) Land $144,900 Building $429,300$574,200 (-) Land $144,900 Building $429,300
2024$15,049.00 (+3.51%)
2023$574,200 (-) Land $144,900 Building $429,300$574,200 (-) Land $144,900 Building $429,300
2022$14,538.00 (+3.47%)$574,200 Land $144,900 Building $429,300$574,200 Land $144,900 Building $429,300
2021$14,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1984–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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