1044 Red Rock Dr, Durham, NC 27703 Property Records

Durham County property record for 1044 Red Rock Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,251 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Aug 2019)
Tax Bill	$6,850 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0850-51-8136`

Property Details

APN / Parcel Number

Primary APN	`0850-51-8136`
Alternative APNs	`0850-51-81-3608` `225255`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,251 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1044 RED ROCK DR
City	DURHAM
State	NC
Zip	27703-0420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF AT THE PARK/TR :12/LT#1203 PL:000200-000087
Legal Subdivision	BRIGHTLFPK/TR 12
Legal Tract	12
Legal Lot Number	1203
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4018
Census Tract	1808

Owner

1044 Red Rock Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1044 RED ROCK DR, DURHAM, NC 27703-0420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Aug 15, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Deed Document Number	201929221
Deed Book / Page	8729 / 79
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1044 RED ROCK DR, DURHAM, NC 27703-0420
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 RED ROCK DR, DURHAM, NC 27703-0420

Mortgage

Document Number	0097810332
Date	Sep 14, 2022
Book Page	9781/332
Instrument	2022036689

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 15, 2019
Property Address	1044 RED ROCK DR, DURHAM, NC 27703-0420
Document Number	0087290079
Book / Page	8729 / 079
Map Reference	MB 200 PG 86-91
Instrument Date	Aug 15, 2019
Instrument	2019029221
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7701 SIX FORKS RD # RD132, 7701, RALEIGH, NC 27615-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 RED ROCK DR, DURHAM, NC 27703-0420

Mortgage

Document Number	2019029222
Date	Aug 15, 2019
Instrument	2019029222

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1044 Red Rock Dr was $6,850, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,850.00 (+2.53%)	$674,044 (-) Land $117,705 Building $556,339	$674,044 (-) Land $117,705 Building $556,339
2025	$6,681.00	$674,044 Land $117,705 Building $556,339	$674,044 Land $117,705 Building $556,339
2023	$5,154.00 (+2.34%)	$393,468 Land $86,645 Building $306,823	$393,468 Land $86,645 Building $306,823
2022	$5,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 Red Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Red Rock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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