1044 Red Clover Dr, Aurora, IL 60504 Property Records

DuPage County property record for 1044 Red Clover Dr, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,039 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2016)
Tax Bill	$10,834 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-117-010`

Property Details

APN / Parcel Number

Primary APN	`07-33-117-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,039 sqft Living Area
Gross Area	3,178 sqft
1st Floor Area	1,139 sqft
2nd Floor Area	900 sqft
Basement Area	1,139 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	11.2 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1044 RED CLOVER DR
City	AURORA
State	IL
Zip	60504-6533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CHICORY PLACE UNIT 2 ALL
Legal Subdivision	CHICORY PLACE UNIT 2
Legal Lot Number	226
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2005
Census Tract	846514

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1044 RED CLOVER DR, AURORA, IL 60504-6533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 28, 2017	Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Document Number	201652266
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1044 RED CLOVER DR, AURORA, IL 60504-6533
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026986
Date	Feb 18, 2021
Instrument	R2021-026986

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate	2.87%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1044 RED CLOVER DR, AURORA, IL 60504-6533
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 RED CLOVER DR, AURORA, IL 60504-6533

Mortgage

Document Number	0000110488
Date	Jul 22, 2021
Instrument	R2021-110488

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1044 RED CLOVER DR, AURORA, IL 60504-6533
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065730
Date	Oct 11, 2023
Instrument	R2023-065730

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 28, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Sep 29, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.74%
Index	1-Year T-Bill
Max Rate	10.7%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1044 RED CLOVER DR, AURORA, IL 60504-6533
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100111
Date	Sep 28, 2017
Instrument	R2017-100111

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1044 RED CLOVER DR, AURORA, IL 60504-6533
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053641
Date	Jun 14, 2018
Instrument	R2018-053641

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,834.00 (+5.63%) Homeowner's exemption	$156,726 (+9.67%) Land $35,602 Building $121,124	$470,178 (+9.67%) Land $106,806 Building $363,372
2024	$10,257.00 (+8.65%)	$142,907 (+20.53%) Land $32,463 Building $110,444	$428,721 (+20.53%) Land $97,389 Building $331,332
2022	$9,440.00 Homeowner's exemption	$118,570 Land $26,710 Building $91,860	$355,710 Land $80,130 Building $275,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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