1044 Oak St, Beloit, WI 53511 Property Records

Rock County property record for 1044 Oak St, Beloit, WI 53511 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1912
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (May 2024)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13581525`

Property Details

APN / Parcel Number

Primary APN	`206 13581525`
Alternative APN	`13581525`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	11,979 sqft (0.275 acres)

Location & Zoning

Account Number	206 13581525
Street Address	1044 OAK ST
City	BELOIT
State	WI
Zip	53511-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 15 & N 24 FT L 14 B1 BALLS ADD
Legal Subdivision	BALLS ADD
Legal Lot Number	15
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2029
Census Tract	1700

Owner

Source: Rock County records · APN 206 13581525

Assessment roll updated April 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1044 OAK ST, BELOIT, WI 53511-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 01, 2024	Warranty Deed, Transfer · FHA Mortgage PROVISOR INC
Jun 29, 2023	Warranty Deed, Transfer · Commercial Mortgage WISCONSIN RIVER BANK
Jan 23, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2024 · Amount on Record
Deed Sale	May 01, 2024 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	20242261247
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 01, 2024
Property Address	1044 OAK ST, BELOIT, WI 53511-5119
Document Number	0002261247
Instrument Date	Apr 30, 2024
Instrument	2261247
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$717.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1044 OAK ST, BELOIT, WI 53511-5119

Mortgage

Document Number	0002261248
Date	May 01, 2024
Instrument	2261248

Lender

Name	PROVISOR INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 29, 2023
Property Address	1044 OAK ST, BELOIT, WI 53511-5119
Document Number	0002243164
Instrument Date	Jun 28, 2023
Instrument	2243164
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 41, BELOIT, WI 53512-0041

Mortgage

Document Number	0002243165
Date	Jun 29, 2023
Instrument	2243165

Lender

Name	WISCONSIN RIVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	Jan 23, 2023
Property Address	1044 OAK ST, BELOIT, WI 53511-5119
Document Number	0002234658
Instrument Date	Dec 13, 2022
Instrument	2234658
Transaction Type	Foreclosure
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00 (+95.55%)	$221,200 (+86.67%) Land $16,000 Building $205,200	$242,900 (+80.19%)
2023	$1,867.00 (-3.66%)	$118,500 (-) Land $9,100 Building $109,400	$134,800 (+9.68%)
2022	$1,938.00	$118,500 Land $9,100 Building $109,400	$122,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 795 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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