1044 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 1044 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,614 sqft · built 1959
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$588,000 (Aug 2023)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171233-AC-00301`

Property Details

APN / Parcel Number

Primary APN	`171233-AC-00301`
Alternative APNs	`R1001171233AC00301` `151375`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Deck Area	336 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	151375
Street Address	1044 NE 12TH ST
City	BEND
State	OR
Zip	97701-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	FIRST ADDITION TO BEND PARK BLOCK 108 LOT 9
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	108
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

1044 NE 12th St is owned and occupied by an individual who bought it in August 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1044 NE 12TH ST, BEND, OR 97701-4412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage NANCY CHASE BURTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Jun 13, 2008 · Amount on File
Deed Document Number	202321435
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1044 NE 12TH ST, BEND, OR 97701-4412
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 NE 12TH ST, BEND, OR 97701-4412

Mortgage

Document Number	0000031931
Date	Nov 20, 2025
Instrument	2025-31931

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 29, 2023
Property Address	1044 NE 12TH ST, BEND, OR 97701-4412
Document Number	0000021435
Map Reference	CAB A PG 12
Instrument Date	Aug 23, 2023
Instrument	2023-21435
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	NOT AVAILABLE, DESCHUTES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1044 NE 12TH ST, BEND, OR 97701-4412

Mortgage

Document Number	0000021436
Date	Aug 29, 2023
Instrument	2023-21436

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1044 NE 12TH ST, BEND, OR 97701-4412
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 NE 12TH ST, BEND, OR 97701-4412

Mortgage

Document Number	0000002183
Date	Jan 30, 2023
Instrument	2023-02183

Lender

Name	NANCY CHASE BURTON
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1044 NE 12th St was $3,514, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,514.00 (+3.93%)	$208,020 (+3%)	$683,870 (+1.41%) Land $358,460 Building $325,410
2024	$3,381.00 (+7.88%)	$201,970 (+3%)	$674,390 (-) Land $358,460 Building $315,930
2023	$3,134.00 (+3.95%)	$196,090 (+6.09%)	$674,390 (+24.31%) Land $358,460 Building $315,930
2022	$3,015.00	$184,840	$542,490 Land $270,580 Building $271,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1044 NE 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 NE 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Vero Fiber, Webformix.

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