1044 N Railroad St, Everett, PA 15537 Property Records

Bedford County property record for 1044 N Railroad St, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	870 sqft · built 1960
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Mar 2020)
Tax Bill	$1,094 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G.09-B.03-009`

Property Details

APN / Parcel Number

Primary APN	`G.09-B.03-009`

Interior

Stories	1 Story
Building Area	870 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	13,286 sqft (0.305 acres)

Location & Zoning

Street Address	1044 N RAILROAD ST
City	EVERETT
State	PA
Zip	15537-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1044 N RAILROAD ST
Legal Subdivision	LOWERY EICHELBERGER
Jurisdiction	BEDFORD PA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3003
Census Tract	960600

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Oct 6, 2023	Deed, Transfer
Mar 26, 2020	Special Warranty Deed, Transfer
May 29, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20201476
Deed Book / Page	2020 / 1476
Last Transfer Date	Oct 6, 2023
Transfer Doc	02023/4195
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027

Mortgage

Document Number	02025/2838
Date	Jun 18, 2025
Book Page	2025/2838
Instrument	2025-002838

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2040

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Oct 6, 2023
Property Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027
Document Number	02023/4195
Book / Page	2023 / 4195
Map Reference	MB 2020 PG 1476
Instrument Date	Sep 27, 2023
Instrument	2023-004195
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$115.34
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEDFORD PA
Recording Date	Mar 26, 2020
Property Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027
Document Number	02020/1476
Book / Page	2020 / 1476
Instrument Date	Mar 19, 2020
Instrument	2020-001476
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2635 BRONZEWOOD DR, TUSTIN, CA 92782-4326

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	May 29, 2019
Property Address	1044 N RAILROAD ST, EVERETT, PA 15537-3027
Document Number	02019/2273
Book / Page	2019 / 2273
Instrument Date	May 29, 2019
Instrument	2019-002273
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 W 11030 S, SOUTH JORDAN, UT 84095-8219

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Everett Borough
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,094.00 (+5.8%)	$58,400 (-) Land $7,300 Building $51,100	$58,400 (-) Land $7,300 Building $51,100
2025	$1,034.00 (-19.91%)	$58,400 (-) Land $7,300 Building $51,100	$58,400 (-) Land $7,300 Building $51,100
2023	$1,291.00 Additional exemption filed	$58,400 Land $7,300 Building $51,100
2012			$58,400 Land $7,300 Building $51,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1984–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT BORO MUNI AUTH serves 2,048 people · EPA ID PA4050012
Water Source	Groundwater
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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