1044 N 2nd St, Springfield, IL 62702 Property Records

Sangamon County property record for 1044 N 2nd St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,589 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2025)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Mar 2015 Mortgage Nov 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-27.0-102-031`

Property Details

APN / Parcel Number

Primary APN	`14-27.0-102-031`
Alternative APN	`14270102031 (CHECK DIGIT = 5)`

Exterior

Lot Area	6,589 sqft (0.151 acres)

Location & Zoning

Account Number	14270102031
Street Address	1044 N 2ND ST
City	SPRINGFIELD
State	IL
Zip	62702-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 13 B 1 JAYNE WEBER & HELMLE ADDN
Legal Subdivision	JAYNE WEBER & HELMLE ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4008
Census Tract	400

Owner

Source: Sangamon County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1044 N 2ND ST, SPRINGFIELD, IL 62702-3802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2015	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Nov 7, 2008	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Oct 1, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY BANK
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Sep 16, 1996 · Amount on Record
Deed Document Number	202516819
Record Updated	Oct 29, 2026

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1044 N 2ND ST, SPRINGFIELD, IL 62702-3802
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R05669
Date	Mar 10, 2015
Instrument	2015R05669

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 9, 2025

Interest

Rate Type	Fixed Rate

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1044 N 2ND ST, SPRINGFIELD, IL 62702-3802
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R41776
Date	Nov 7, 2008
Instrument	2008R41776

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2013

Interest

Rate Type	Adjustable Rate

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1044 N 2ND ST, SPRINGFIELD, IL 62702-3802
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R37938
Date	Oct 1, 2012
Instrument	2012R37938

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2017

Interest

Rate Type	Fixed Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 24, 2025
Property Address	1044 N 2ND ST, SPRINGFIELD, IL 62702-3802
Document Number	2025R16819
Instrument Date	Sep 23, 2025
Instrument	2025R16819
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 N 2ND ST, SPRINGFIELD, IL 62702-3802

Mortgage

Document Number	2025R16820
Date	Sep 24, 2025
Instrument	2025R16820

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

Mortgage

Document Number	2025R16821
Date	Sep 24, 2025
Instrument	2025R16821

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (+5.47%)	$26,959 (+7.22%) Land $2,984 Building $23,975	$80,877 (+7.22%) Land $8,952 Building $71,925
2024	$1,608.00 (+16.18%) Homeowner's exemption	$25,144 (+17.25%) Land $2,783 Building $22,361	$75,432 (+17.25%) Land $8,349 Building $67,083
2022	$1,384.00 Homeowner's exemption	$21,445 Land $2,411 Building $19,034	$64,335 Land $7,233 Building $57,102

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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