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1044 Morse Ave, Cincinnati, OH 45246 Property Records

Hamilton County property record for 1044 Morse Ave, Cincinnati, OH 45246

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,189 sqft · built 1892
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Aug 2023)
Tax Bill$4,982 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN596-0002-0045-00

Property Details

APN / Parcel Number

Primary APN596-0002-0045-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,189 sqft Living Area
Gross Area1,893 sqft
1st Floor Area1,020 sqft
AtticAttic
Attic Area169 sqft
Basement Area704 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,977 sqft (0.252 acres)
Lot Dimensions220 ft deep x 50 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area84 sqft
Deck AreaDeck Area
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1044 MORSE AVE
CityCINCINNATI
StateOH
Zip45246-3830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORSE AVE 50 X 220 LOT 12 HENRY MORSE SUB
Legal SubdivisionHENRY MORSE SUB
Legal Lot Number12
JurisdictionHAMILTON OH
Township / Civil DivisionGLENDALE
Census Block Group1
Census Block1005
Census Tract22400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glendale Historic District (Boundary Increase and Decrease)
listed 2018 · 78 contributing resources · National Historic Landmark (designated 1977) · NRIS 76001447

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1044 MORSE AVE, CINCINNATI, OH 45246-3830
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Fiduciary Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Jan 17, 2023Intrafamily Transfer, Transfer
Dec 16, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
May 6, 2020Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Jan 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2023 · Amount on Record
Deed SaleAug 8, 2023 · Amount on Record
Prior SaleMay 6, 2020 · Amount on Record
Deed Document Number202355522
Deed Book / Page14974 / 1602
Prior Transfer DateDec 21, 2022
Prior Transfer Doc0000004005
Record UpdatedSep 20, 2026

August 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateAug 8, 2023
Property Address1044 MORSE AVE, CINCINNATI, OH 45246-3830
Document Number0000055522
Book / Page14974 / 1602
Map ReferenceMB 4 PG 31
Instrument DateAug 4, 2023
Instrument2023-0055522
Transaction TypeTransfer
Record UpdatedSep 20, 2023
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1044 MORSE AVE, CINCINNATI, OH 45246-3830

Mortgage

Document Number0000055523
DateAug 8, 2023
Instrument2023-0055523
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJan 17, 2023
Property Address1044 MORSE AVE, CINCINNATI, OH 45246-3830
Document Number0000004005
Book / Page14833 / 2566
Map ReferenceMB 4 PG 31
Instrument DateDec 21, 2022
Instrument2023-0004005
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1044 MORSE AVE, CINCINNATI, OH 45246-3830

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1044 MORSE AVE, CINCINNATI, OH 45246-3830
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111152
DateDec 16, 2019
Book Page14064/02424
Instrument2019-0111152
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 5, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 6, 2020
Property Address1044 MORSE AVE, CINCINNATI, OH 45246-3830
Document Number0000042257
Book / Page014162 / 002160
Instrument DateApr 29, 2020
Instrument42257
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyPARKWAY TITLE LLC-NEVA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1044 MORSE AVE CINCINNATI OH 452463830, CINCINNATI, OH 45246-3830

Mortgage

Document Number42258
DateMay 6, 2020
Book Page014162/002162
Instrument42258
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 5, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJan 12, 2017
Property Address1044 MORSE AVE, CINCINNATI, OH 45246-3830
Document Number0000003654
Book / Page013332 / 000776
Instrument DateJan 11, 2017
Instrument3654
Transaction TypeTransfer
Record UpdatedSep 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1044 MORSE AVE CINCINNATI OH 452463830, CINCINNATI, OH 45246-3830

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityGlendale Village
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,982.00 (+20.69%)$72,129 (+%) Land $14,872 Building $57,257$206,080 (-) Land $42,490 Building $163,590
2024$4,128.00 (-0.48%)$72,127 (-) Land $14,871 Building $57,256
2023$4,148.00 (-12.64%)$72,127 (+7.11%) Land $14,871 Building $57,256$206,080 (+7.11%) Land $42,490 Building $163,590
2022$4,748.00 Homeowner's exemption$67,340 Land $15,008 Building $52,332
2020$192,400 Land $42,880 Building $149,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1982–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLENDALE VILLAGE PWS
serves 2,500 people · EPA ID OH3100712
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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