1044 Morris Dr, Richmond, KY 40475 Property Records

Madison County property record for 1044 Morris Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.62 acres (70,690 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Jul 2025)
Tax Bill	$207 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0051-0002-0002`

Property Details

APN / Parcel Number

Primary APN	`0051-0002-0002`
Alternative APNs	`116511` `79594` `74429`

Exterior

Lot Area	70,690 sqft (1.62 acres)

Location & Zoning

Account Number	74429
Street Address	1044 MORRIS DR
City	RICHMOND
State	KY
Zip	40475-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHWOOD COUNTRY ESTS LOT 47
Legal Subdivision	ASHWOOD COUNTRY EST
Legal Lot Number	47
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

1044 Morris Dr is owned by two individuals who bought it in July 2025.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	15718 STARCREEK LN, HOUSTON, TX 77044-5521
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Sep 17, 2024	Correction Deed · Stand-Alone First Mortgage MONTICELLO BANKING COMPANY
Jul 26, 2024	Deed, Transfer LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP REAL ST TTL & CLO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Sep 17, 2024 · Amount on File
Deed Document Number	202514270420
Deed Book / Page	869 / 605
Prior Transfer Date	Sep 6, 2024
Prior Transfer Doc	0014222402
Record Updated	Sep 20, 2026

July 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 2, 2025
Property Address	1044 MORRIS DR, RICHMOND, KY 40475-7916
Document Number	00D869/605
Book / Page	D869 / 605
Map Reference	MB 8 PG 247
Instrument Date	Jun 30, 2025
Instrument	2014270420
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 W BLAIR AVE, RICHMOND, KY 40475-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	15718 STARCREEK LN, HOUSTON, TX 77044-5521
Investor	Possibly a Property Investor

Mortgage

Document Number	2014270424
Date	Jul 2, 2025
Instrument	2014270424

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

September 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON KY
Recording Date	Sep 17, 2024
Property Address	1044 MORRIS DR, RICHMOND, KY 40475-7916
Document Number	00D857/416
Book / Page	D857 / 416
Map Reference	MB 8 PG 247
Instrument Date	Sep 16, 2024
Instrument	2014222403
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6001 GREENWICH PIKE, LEXINGTON, KY 40511-8414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W BLAIR AVE, RICHMOND, KY 40475-1006
Investor	Possibly a Property Investor

Mortgage

Document Number	2014222404
Date	Sep 17, 2024
Instrument	2014222404

Lender

Name	MONTICELLO BANKING COMPANY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 16, 2025

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 26, 2024
Property Address	1044 MORRIS DR, RICHMOND, KY 40475-7916
Document Number	00D855/398
Book / Page	D855 / 398
Map Reference	MB 8 PG 247
Instrument Date	Jul 19, 2024
Instrument	2014214410
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP REAL ST TTL & CLO

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12857, LEXINGTON, KY 40583-2857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 AVAWAM DR, RICHMOND, KY 40475-9192
Mail Care Of	HOUGHTON HOMES LLC
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1044 Morris Dr was $207.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$207.00	$22,000	$22,000
2023	$121.00	$12,500	$12,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1044 Morris Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Morris Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morris Dr

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