Hamilton County property record for 1044 Mackey Ave, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,199 sqft · built 1960 |
| Lot Size | 0.532 acres (23,179 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,000 (Mar 2022) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171A A 006 |
| Primary APN | 171A A 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,179 sqft (0.532 acres) |
| Lot Dimensions | 257 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000117218 |
|---|---|
| Street Address | 1044 MACKEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 119 ENGELTON HGTS PB 15 PG 8 3291 03 12 |
| Legal Subdivision | ENGLETON SUBDIVISION |
| Legal Lot Number | 119 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11326 |
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1044 MACKEY AVE, CHATTANOOGA, TN 37421-4274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI HOMETOWN LNDRS |
| Jul 18, 2018 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 2022272 |
| Deed Book / Page | 12900 / 924 |
| Prior Transfer Date | Nov 4, 2013 |
| Prior Transfer Doc | 0000000145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1044 MACKEY AVE, CHATTANOOGA, TN 37421-4274 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000036 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 12652/877 |
| Instrument | 2021091600036 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 29, 2022 |
| Property Address | 1044 MACKEY AVE, CHATTANOOGA, TN 37421-4274 |
| Document Number | 0000000272 |
| Book / Page | 12900 / 924 |
| Map Reference | MB 15 PG 8 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022032900272 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 MACKEY AVE, CHATTANOOGA, TN 37421-4274 |
| Document Number | 0012900927 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 12900/927 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.85% |
| Max Rate At Change | 8.95% |
| Index | 1-Year CMT |
| Max Rate | 8.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1044 MACKEY AVE, CHATTANOOGA, TN 37421-4274 |
| Document Number | 0912000116 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | CREEKSIDE TITLE AND ESCROW LLC, CREEKSIDE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1044 MACKEY AVE CHATTANOOGA TN 374214274, CHATTANOOGA, TN 37421-4274 |
| Document Number | 0912000116 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 011756/000539 |
| Instrument | 190912000116 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 18, 2018 |
| Property Address | 1044 MACKEY AVE, CHATTANOOGA, TN 37421-4274 |
| Document Number | 0718000007 |
| Book / Page | 011402 / 000805 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 180718000007 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1044 MACKEY AVE CHATTANOOGA TN 374214274, CHATTANOOGA, TN 37421-4274 |
| Document Number | 718000008 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 011402/000807 |
| Instrument | 180718000008 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (-10.53%) | $54,375 (+32.06%) | $217,500 (+32.06%) Land $50,000 Building $167,500 |
| 2024 | $921.00 | $41,175 (-) | $164,700 (-) Land $50,000 Building $114,700 |
| 2023 | $921.00 | $41,175 (-) | $164,700 (-) Land $50,000 Building $114,700 |
| 2022 | $921.00 | $41,175 | $164,700 Land $50,000 Building $114,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 18 (1990–2020) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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