1044 Mackerel Manor, New Bern, NC 28562 Property Records

Craven County property record for 1044 Mackerel Manor, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,905 sqft · built 2021
Lot Size	0.363 acres (15,807 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jul 2026)
Tax Bill	$3,041 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-226`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-226`
Alternative APNs	`90202` `98466`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,807 sqft (0.363 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98466
Street Address	1044 MACKEREL MNR
City	NEW BERN
State	NC
Zip	28562-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 226 BENDIGO BAY PH II SCT B AT BLUEWATER RISE
Legal Subdivision	BENDIGO BAY PHASE TWO SECTION B
Legal Phase	II
Legal Lot Number	226
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3022
Census Tract	961004

Owner

1044 Mackerel Manor is owned and occupied by two individuals who bought it in July 2026.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 22, 2025	Intrafamily Transfer, Transfer
Mar 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Document Number	202610159308
Deed Book / Page	3889 / 365
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	0003864/26
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 23, 2026
Property Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070
Document Number	0010159308
Book / Page	3889 / 365
Instrument Date	Jul 6, 2026
Instrument	202610159308
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070

Mortgage

Document Number	0010159309,
Date	Jul 23, 2026
Instrument	202610159309

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Dec 22, 2025
Property Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070
Document Number	0003864/26
Book / Page	3864 / 26
Map Reference	CAB I SL 184 F & G
Instrument Date	Dec 15, 2025
Instrument	10150313
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 4, 2022
Property Address	1044 MACKEREL MNR, NEW BERN, NC 28562-5070
Document Number	03715/1135
Book / Page	3715 / 1135
Map Reference	CAB I SL 184 F&G
Instrument Date	Mar 1, 2022
Instrument	10092918
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 MACKEREL MANOR, NEW BERN, NC 28562-5070

Mortgage

Document Number	0037151138
Date	Mar 4, 2022
Instrument	3715/1138

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1044 Mackerel Manor was $3,041, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,041.00 (+3.51%)	$343,430 (-) Land $45,000 Building $298,430	$343,430 (-) Land $45,000 Building $298,430
2025	$2,938.00	$343,430 Land $45,000 Building $298,430	$343,430 Land $45,000 Building $298,430
2023	$2,892.00 (+24.55%)	$343,430 (+58.18%) Land $45,000 Building $298,430	$343,430 Land $45,000 Building $298,430
2022	$2,322.00	$217,120 Land $35,000 Building $182,120
2018			$217,120 Land $35,000 Building $182,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 Mackerel Manor in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Mackerel Manor is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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