Hennepin County property record for 1044 Lake St E, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,781 sqft · built 2019 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,750,000 (Dec 2021) |
| Tax Bill | $46,575 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-117-22-44-0002 |
| Primary APN | 06-117-22-44-0002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,781 sqft Living Area |
| Gross Area | 6,285 sqft |
| 1st Floor Area | 2,202 sqft |
| 2nd Floor Area | 1,579 sqft |
| Basement Area | 1,321 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Depth | 150 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,183 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 332 sqft |
| Patio Area | 332 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1044 LAKE ST E |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 060 A MINNETONKA ARLINGTON HEIGHTS COM AT A PT IN NLY LINE OF BLK 60 DIS 105 FT NWLY FROM NELY COR THEREOF TH CONT NWLY ALONG SAID NLY LINE 104 1/10 FT TH S TO A PT IN SLY LINE T NE104X150X95X150 |
| Legal Range | 22 |
| Legal Township | 117 |
| Legal Section | 06 |
| Legal Quarter | 44 |
| Legal Subdivision | MINNETONKA ARLINGTON HEIGHTS |
| Legal Block | 60 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | WAYZATA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 27300 |
1044 Lake St E is owner-occupied and held in a trust since December 2021.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 8, 2020 | Warranty Deed, Transfer BANK OF AMERICA |
| Mar 5, 2020 | Grant Deed, Transfer WEST TITLE COMPANY, WEST TITLE CO |
| Mar 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage BRIDGEWATER BK |
| Mar 5, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TRADITION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on File |
| Deed Sale | Dec 16, 2021 · Amount on File |
| Prior Sale | Mar 5, 2019 · Amount on File |
| Deed Document Number | 202111057501 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 0010851663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 16, 2021 |
| Property Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Document Number | 0A11057501 |
| Instrument Date | Dec 16, 2021 |
| Instrument | A11057501 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WATERMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Document Number | 0A11057503 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | A11057503 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 8, 2020 |
| Property Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Document Number | 0010851663 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 10851663 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1044 LAKE ST E WAYZATA MN 553911828, WAYZATA, MN 55391-1828 |
| Document Number | 10851664 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 10851664 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 5, 2020 |
| Property Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Document Number | 0010763242 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 10763242 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | WEST TITLE COMPANY, WEST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 LAKE ST E WAYZATA MN 553911828, WAYZATA, MN 55391-1828 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Document Number | 0010763241 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1125 N ARM DR MOUND MN 553649778, MOUND, MN 55364-9778 |
| Document Number | 0010763241 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 10763241 |
| Name | BRIDGEWATER BK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, MN 55439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 4, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 5, 2019 |
| Property Address | 1044 LAKE ST E, WAYZATA, MN 55391-1828 |
| Document Number | 0010640102 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 10640102 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 10, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,397.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1044 LAKE ST E WAYZATA MN 553911828, WAYZATA, MN 55391-1828 |
| Document Number | 10640103 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 10640103 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | 16995 BRANDTJEN FARM DR # 300, LAKEVILLE, MN 55044-6047 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 4, 2020 |
The 2025 property tax bill for 1044 Lake St E was $46,575.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Wayzata City |
| Unified School District | Wayzata Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,575.00 | $3,621,600 Land $1,800,000 Building $1,821,600 | $3,621,600 Land $1,800,000 Building $1,821,600 |
| 2023 | $32,631.00 Homeowner's exemption | ||
| 2022 | $2,667,000 Land $779,000 Building $1,888,000 | $2,667,000 Land $779,000 Building $1,888,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1044 Lake St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1044 Lake St E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Wayzata serves 4,592 people · EPA ID MN1270054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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