1044 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 1044 E Main St, Albemarle, NC 28001 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1941
Square Footage	1,950 sqft Finished Area
Lot Size	25,265 sqft (0.58 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2021)
Tax Bill	$1,449.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`654802750157`
Alternative APNs	`1535722` `17011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,950 sqft Finished Area
Gross Area	2,550 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Exterior Material	Combination Exterior
Foundation Type	Stone Foundation
Roof Construction	Gable/Hip Roof Construction
Lot Area	25,265 sqft (0.58 acres)
Depth X Width	309 ft x 75 ft Depth x Width
Garage Area	392 sqft Garage
Deck Area	176 sqft Deck
Porch	1 Porch
Porch Area	276 sqft Porch

Utilities and HVAC

Cooling System	Window A/C Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1535722
Street Address	1044 E MAIN ST
City	ALBEMARLE
State	NC
Zip	28001-5017
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 1044 E MAIN ST 654811016
Legal Subdivision	MORROW HEIGHTS
Jurisdiction	STANLY NC
Minor Civil Division	SOUTH ALBEMARLE
Census Blockgroup	2
Census Block	2009
Census Tract	931203

Owner

Source: Stanly County records · APN 654802750157

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1044 E MAIN ST, ALBEMARLE, NC 28001-5017
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Dec 01, 2015 · Amount on Record
Deed Doc Number	0017581111
Deed Book / Page	1758 / 1111
Record Refreshed	Jun 07, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 28, 2021
Property Address	1044 E MAIN ST, ALBEMARLE, NC 28001-5017
Document Number	0000438214
Book / Page	1758 / 1111
Map Reference	MB 1 PG 147
Instrument Date	Sep 28, 2021
Instrument	438214
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 HAVEN RIDGE STREET #104104, 1412, MOUNT ULLA, NC 28125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1044 E MAIN ST, ALBEMARLE, NC 28001-5017

Mortgage

Document Number	0000438215
Date	Sep 28, 2021
Instrument	438215

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,449.00	$118,783 Land $12,395 Building $106,388	$118,783 Land $12,395 Building $106,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.