1044 Drummond Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1044 Drummond Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,304 sqft · built 2018
Lot Size	0.133 acres (5,831 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Oct 2019)
Tax Bill	$8,589 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`083-145-31`

Property Details

APN / Parcel Number

Primary APN	`083-145-31`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,304 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,831 sqft (0.133 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	083-145-31
Street Address	1044 DRUMMOND AVE
City	CHARLOTTE
State	NC
Zip	28205-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3B B11 M60-929
Legal Subdivision	PLAZA HILLS
Legal Block	11
Legal Lot Number	3B
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	900

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1044 DRUMMOND AVE, CHARLOTTE, NC 28205-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jan 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	0033957208
Deed Book / Page	33957 / 208
Record Updated	Jun 7, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 18, 2019
Property Address	1044 DRUMMOND AVE, CHARLOTTE, NC 28205-1901
Document Number	0000140810
Book / Page	33957 / 208
Map Reference	MB 6 PG 97
Instrument Date	Oct 17, 2019
Instrument	2019140810
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16000 WYNFIELD CREEK PKWY, 16000, HUNTERSVILLE, NC 28078-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 DRUMMOND AVE, CHARLOTTE, NC 28205-1901

Mortgage

Document Number	0000140811
Date	Oct 18, 2019
Instrument	2019140811

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 30, 2019
Property Address	1044 DRUMMOND AVE, CHARLOTTE, NC 28205-1901
Book / Page	033253 / 000805
Instrument Date	Jan 29, 2019
Instrument	10511
Transaction Type	Construction Loan
Record Updated	Feb 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2395 OLD CEDARWOOD DR NW CONCORD NC 280272910, CONCORD, NC 28027-2910

Mortgage

Document Number	0000010511
Date	Jan 30, 2019
Book Page	033253/000805
Instrument	10511

Lender

Name	CIVIC FIN'L SVCS
Address	2015 MANHATTAN BEACH BLVD # 106, REDONDO BEACH, CA 90278-1230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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