1044 Couch Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1044 Couch Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,202 sqft · built 1953
Lot Size	0.354 acres (15,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Feb 2012)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25N-54-0164`

Property Details

APN / Parcel Number

Primary APN	`25N-54-0164`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	1,050 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,398 sqft (0.354 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Patio Area	610 sqft
Balcony Area	44 sqft
Poultry House	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1044 COUCH AVE
City	SAINT LOUIS
State	MO
Zip	63122-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	COUCH LANE SUBD LOT 10
Legal Subdivision	COUCH LANE SUBD
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1003
Census Tract	221100

Owner

Source: St. Louis County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jan 14, 2019	Deed of Trust, Mortgage CARROLLTON BK
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2012 · Amount on Record
Deed Sale	Feb 23, 2012 · Amount on Record
Prior Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	20121332
Deed Book / Page	19872 / 3138
Prior Transfer Date	Dec 30, 2008
Prior Transfer Doc	0181625215
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Sep 16, 2026
Property Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944
Document Number	0000000323
Instrument Date	Sep 9, 2026
Instrument	2026323
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944

Mortgage

Document Number	0000000323,
Date	Sep 16, 2026
Instrument	2026323

Lender

Name	CARROLLTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2031

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944

Mortgage

Document Number	0241600353
Date	Aug 3, 2020
Book Page	24160/353
Instrument	2020080300074

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944
Document Number	0233620356
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1044 COUCH AVE ST LOUIS MO 631226944, ST LOUIS, MO 63122-6944

Mortgage

Document Number	0233620356
Date	Jan 17, 2019
Book Page	023362/000356
Instrument	87

Lender

Name	CARROLLTON BK
Type	Bank
Address	DES PERES, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1044 COUCH AVE, SAINT LOUIS, MO 63122-6944
Document Number	0223630746
Book / Page	022363 / 000746
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1044 COUCH AVE KIRKWOOD MO 631226944, KIRKWOOD, MO 63122-6944

Mortgage

Document Number	0223630746
Date	Jan 19, 2017
Book Page	022363/000746
Instrument	657

Lender

Name	BUSEY BK
Type	Bank
Address	CREVE COEUR, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,850 (-) Land $49,170 Building $56,680	$557,100 (-) Land $258,800 Building $298,300
2025	$5,965.00 (+7.15%)	$105,850 (+18.12%) Land $49,170 Building $56,680	$557,100 (+18.13%) Land $258,800 Building $298,300
2024	$5,567.00 (+1.61%)
2023	$5,479.00 (+1.43%)	$89,610 (+8.15%) Land $35,420 Building $54,190	$471,600 (+8.14%) Land $186,400 Building $285,200
2022	$5,402.00	$82,860 Land $35,420 Building $47,440
2021			$436,100 Land $186,400 Building $249,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Wisper ISP.

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