1044 Commonwealth Cir, Forest, VA 24551 Property Records

Bedford County property record for 1044 Commonwealth Cir, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,780 sqft · built 2009
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$309,900 (Jun 2022)
Tax Bill	$1,126 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`99 22 6`

Property Details

APN / Parcel Number

Primary APN	`99 22 6`
Alternative APNs	`90510040` `490929`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,040 sqft

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.069 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	490929
Street Address	1044 COMMONWEALTH CIR
City	FOREST
State	VA
Zip	24551-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON AT FOREST SEC 13 LOT 6 PB 50/313
Legal Subdivision	FARMINGTON AT FOREST
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	30103

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1044 COMMONWEALTH CIR, FOREST, VA 24551-2458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 4, 2022	Warranty Deed, Transfer ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & STLMNTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	220006414
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 3, 2022
Property Address	1044 COMMONWEALTH CIR, FOREST, VA 24551-2458
Document Number	0220006414
Instrument Date	Jun 2, 2022
Instrument	220006414
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 COMMONWEALTH CIR, FOREST, VA 24551-2458

Mortgage

Document Number	0220006415
Date	Jun 3, 2022
Instrument	220006415

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 4, 2022
Property Address	1044 COMMONWEALTH CIR, FOREST, VA 24551-2458
Document Number	0220005189
Instrument Date	Apr 20, 2022
Instrument	220005189
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & STLMNTS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 WESTRIDGE CIR, LYNCHBURG, VA 24502-3366
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,126.00 Additional exemption filed	$137,400	$274,800 Land $35,000 Building $239,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures