1044 Co Rd 314, Ignacio, CO 81137 Property Records

La Plata County property record for 1044 Co Rd 314, Ignacio, CO 81137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1995
Lot Size	35.1 acres (1,532,441 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2012)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5953-023-00-385`

Property Details

APN / Parcel Number

Primary APN	`5953-023-00-385`
Alternative APN	`R419751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,871 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	1,871 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Lot Area	1,532,441 sqft
Garage Type	Attached
Garage Area	374 sqft
Porch	Unfinished Open Porch
Porch Area	246 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R419751
Street Address	1044 COUNTY ROAD 314
City	IGNACIO
State	CO
Zip	81137-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 2 TOWNSHIP: 33 RANGE: 8 W/2SW/4 1044 CR 314 IGNACIO 81137
Legal Range	08
Legal Township	33
Legal Section	02
Legal Subdivision	DODD MINOR EXEMPTION
Legal Block	2
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	2
Census Block	2015
Census Tract	940300

Owner

Source: La Plata County records · APN 5953-023-00-385

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1044 COUNTY ROAD 314, IGNACIO, CO 81137-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE SAN JUANS
May 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS
Apr 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2012 · Amount on Record
Deed Sale	Feb 01, 2012 · Amount on Record
Prior Sale	Jun 05, 1995 · Amount on Record
Deed Document Number	20121042084
Last Transfer Date	Apr 17, 2018
Transfer Doc	0001142050
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1044 COUNTY ROAD 314, IGNACIO, CO 81137-9805
Transaction Type	Mortgage
Record Updated	Apr 01, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 COUNTY ROAD 314, IGNACIO, CO 81137-9805

Mortgage

Document Number	0001251467
Date	Feb 25, 2026
Instrument	1251467

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1044 COUNTY ROAD 314, IGNACIO, CO 81137-9805
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192331
Date	May 17, 2021
Instrument	1192331

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 19, 2018
Property Address	1044 COUNTY ROAD 314, IGNACIO, CO 81137-9805
Document Number	0001142050
Instrument Date	Apr 17, 2018
Instrument	1142050
Transaction Type	Transfer
Record Updated	Apr 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1044 COUNTY ROAD 314 IGNACIO CO 811379805, IGNACIO, CO 81137-9805

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1044 COUNTY ROAD 314, IGNACIO, CO 81137-9805
Document Number	0001130611
Instrument Date	Jul 05, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 COUNTY ROAD 314 IGNACIO CO 811379805, IGNACIO, CO 81137-9805

Mortgage

Document Number	0001130611
Date	Jul 10, 2017
Instrument	1130611

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,260 (-1.54%) Land $6,810 Building $38,450	$735,520 (-) Land $110,660 Building $624,860
2025	$2,548.00 (+53.68%)	$45,970 (+23.54%) Land $6,920 Building $39,050	$735,520 (+32.44%) Land $110,660 Building $624,860
2024	$1,658.00 (+4.87%)
2023	$1,581.00 (-13.51%)	$37,210 (-1.25%) Land $4,080 Building $33,130	$555,380 (+2.44%) Land $60,910 Building $494,470
2022	$1,828.00	$37,680 Land $4,560 Building $33,120	$542,140 Land $65,570 Building $476,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Southern Ute ISP Fiber	2,000 / 2,000
Visionary Communications Fixed Wireless	100 / 20

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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