1044 Co Rd 305, Bunnell, FL 32110 Property Records

Flagler County property record for 1044 Co Rd 305, Bunnell, FL 32110

Property Summary

Property TypeRetail Store
Details3,420 sqft · built 1984
Lot Size0.905 acres (39,422 sqft)
OwnerCompany Name on Record
Last Sale$680,000 (Dec 2025)
Tax Bill$3,269 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-12-28-1800-01280-0410

Property Details

APN / Parcel Number

Primary APN13-12-28-1800-01280-0410

Interior

Stories1 Story
Building Area3,420 sqft Gross Area
1st Floor Area3,420 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Fire ResistanceFireproof Steel Frame
Roof TypeWood Truss
Roof MaterialMetal
Lot Area39,422 sqft (0.905 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1044 COUNTY ROAD 305
CityBUNNELL
StateFL
Zip32110-3816
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodeC-1(F)
Legal DescriptionDAYTONA NORTH SUBDIVISION BLOCK 128 LOT 41 OR 120 PG 569 OR 240 PG 89 OR 272 PG 927 OR 297 PG 62 OR 339 PG 383 (CT) OR 341 PG 495 OR 447 PG 208 OR 617 PG 1587 OR 669 PG 906 ANNEX ORD 2007-51,1620/118 ANNEX ORD 2007-30, 1592/902 & 2008-20, 1656/364 OR
Legal Range28E
Legal Township12S
Legal Section13
Legal SubdivisionDAYTONA NORTH
Legal Block128
Legal Lot Number41
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2225
Census Tract60206

Owner

Source: Flagler County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4823 MAHOGANY BLVD, BUNNELL, FL 32110-4792
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Warranty Deed, Transfer · SBA Mortgage
HARVEST SMALL BUSINESS FINANCE LLC
Jun 14, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
BANK OF AMERICA NA
Feb 24, 2022Deed of Distribution, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 13, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIDELITY BANK
Jan 14, 2019Warranty Deed, Transfer · Commercial Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleJan 14, 2019 · Amount on Record
Deed Document Number202552378
Deed Book / Page3017 / 1537
Prior Transfer DateJan 31, 2022
Prior Transfer Doc0026610241
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 30, 2025
Property Address1044 COUNTY ROAD 305, BUNNELL, FL 32110-3816
Document Number0030171537
Book / Page3017 / 1537
Map ReferenceMB 10 PG 1-15
Instrument DateNov 25, 2025
Instrument2025052378
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyOCEAN BLUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address76 FLORIDA AVE, BUNNELL, FL 32110-5549

Transferred To (Grantee/Buyer)

NameVerified Name
Address4823 MAHOGANY BLVD, BUNNELL, FL 32110-4792

Mortgage

Document Number0030171539
DateDec 30, 2025
Book Page3017/1539
Instrument2025052379
Lender
NameHARVEST SMALL BUSINESS FINANCE LLC
TypeFunding / Finance Company
AddressLAGUNA HILLS, CA 92653
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 19, 2050

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateJun 14, 2022
Property Address1044 COUNTY ROAD 305, BUNNELL, FL 32110-3816
Document Number0026960509
Book / Page2696 / 509
Map ReferenceMB 10 PG 1-15
Instrument DateMay 27, 2022
Instrument2022030250
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyHILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3636 CITRUS AVE, 3636, BUNNELL, FL 32110-4824

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3636 CITRUS AVE, BUNNELL, FL 32110-4824

Mortgage

Document Number0026960511
DateJun 14, 2022
Instrument2696/0511
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionFLAGLER FL
Recording DateFeb 24, 2022
Property Address1044 COUNTY ROAD 305, BUNNELL, FL 32110-3816
Document Number0026610241
Book / Page2661 / 241
Map ReferenceMB 10 PG 1-15
Instrument DateJan 31, 2022
Instrument2022009728
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3636 CITRUS AVE, BUNNELL, FL 32110-4824

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1044 COUNTY ROAD 305, BUNNELL, FL 32110-3816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyR/T COAST TITLE INS AGENCY I

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023350749
DateFeb 13, 2019
Book Page2335/0749
Instrument2019005133
Lender
NameFIDELITY BANK
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 14, 2019
Property Address1044 COUNTY ROAD 305, BUNNELL, FL 32110-3816
Document Number0023291965
Book / Page2329 / 1965
Map ReferenceMB 10 PG 1-15
Instrument DateJan 8, 2019
Instrument2019001389
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOAST TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,463.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address926 E COUNTY ROAD 90, 926, BUNNELL, FL 32110-4966

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number2019001390
DateJan 14, 2019
Instrument2019001390
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityBunnell City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,269.00 (-2.53%)$150,900 (+62.24%) Land $87,333 Building $63,567$150,900 (+62.24%) Land $87,333 Building $63,567
2024$3,354.00 (+65.47%)
2023$2,027.00 (+7.08%)$93,008 (-3.34%) Land $22,625 Building $70,383$93,008 (-3.34%) Land $22,625 Building $70,383
2022$1,893.00$96,224 Land $22,625 Building $73,599$96,224 Land $22,625 Building $73,599

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims3 (2001–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Co Rd 305

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