Hampden County and Palmer Town City property record for 1044 Circle Dr, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,185 sqft · built 1967 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jul 2020) |
| Tax Bill | $6,175 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:8 B:24 |
| Primary APN | PALM M:8 B:24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| Gross Area | 4,279 sqft |
| 1st Floor Area | 1,185 sqft |
| Attic | Attic |
| Attic Area | 1,535 sqft |
| Basement Area | 1,185 sqft |
| Unfinished Basement | 295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1044 CIRCLE DR |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Block | 24 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 810100 |
Source: Hampden County and Palmer Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1044 CIRCLE DR, PALMER, MA 01069-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERISAVE MORTGAGE CORP |
| Jul 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 19, 2017 | Quit Claim Deed, Transfer RADIUS FINANCIAL GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Sep 19, 2017 · Amount on Record |
| Deed Book / Page | 23338 / 161 |
| Prior Transfer Date | Jul 29, 2020 |
| Prior Transfer Doc | 23338-161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 1044 CIRCLE DR, PALMER, MA 01069-1921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025425-244 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 25425/244 |
| Instrument | 21670 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jul 30, 2020 |
| Property Address | 1044 CIRCLE DR, PALMER, MA 01069-1921 |
| Document Number | 23338-161 |
| Book / Page | 23338 / 161 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 41253 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1044 CIRCLE DR, PALMER, MA 01069-1921 |
| Document Number | 41254 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 41254 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Sep 19, 2017 |
| Property Address | 1044 CIRCLE DR, PALMER, MA 01069-1921 |
| Document Number | 21864-511 |
| Book / Page | 21864 / 511 |
| Instrument | 55194 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1044 CIRCLE DR, PALMER, MA 01069-1921 |
| Document Number | 218640515 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 21864/0515 |
| Name | RADIUS FINANCIAL GRP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,175.00 (+7.52%) | $340,200 (+10.6%) Land $53,700 Building $286,500 | $341,620 (+1.38%) |
| 2024 | $5,743.00 (+3.76%) | $307,600 (+8.04%) Land $48,800 Building $258,800 | $336,965 |
| 2023 | $5,535.00 | $284,700 Land $48,800 Building $235,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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