1044 Cherbourg Ave E, Jacksonville, FL 32205 Property Records

Duval County property record for 1044 Cherbourg Ave E, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1956
Lot Size	0.177 acres (7,715 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2019)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010861-0000`

Property Details

APN / Parcel Number

Primary APN	`010861-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	7,715 sqft (0.177 acres)
Lot Dimensions	114 ft deep x 68 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1044 CHERBOURG AVE E
City	JACKSONVILLE
State	FL
Zip	32205-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	26-47 39-2S-25E NORMANDY UNIT 2 LOT 8 BLK 5
Legal Range	25E
Legal Township	02S
Legal Section	39
Legal Subdivision	NORMANDY UNIT 02
Legal Block	5
Legal Lot Number	8
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1005
Census Tract	12000

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF JACKSON
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 9, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Jul 11, 2019	Warranty Deed, Transfer · FHA Mortgage SUNTRUST BANK
Dec 10, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Deed Document Number	2019162803
Deed Book / Page	18861 / 1341
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	0186231968
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Apr 28, 2026
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Document Number	0000097843
Book / Page	21883 / 2162
Instrument Date	Mar 19, 2026
Instrument	202697843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569

Mortgage

Document Number	0000097843,
Date	Apr 28, 2026
Book Page	21883/2162
Instrument	202697843

Lender

Name	CITY OF JACKSON

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569

Mortgage

Document Number	0208130216
Date	Sep 19, 2023
Book Page	20813/216
Instrument	2023192958

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Mar 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569

Mortgage

Document Number	0204290357
Date	Sep 9, 2022
Book Page	20429/357
Instrument	2022233820

Lender

Name	US BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569

Mortgage

Document Number	0201761114
Date	Mar 9, 2022
Book Page	20176/1114
Instrument	2022062810

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569

Mortgage

Document Number	0189761539
Date	Oct 22, 2019
Book Page	18976/1539
Instrument	2019243686

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 11, 2019
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Document Number	0188611341
Book / Page	18861 / 1341
Map Reference	MB 26 PG 47
Instrument Date	Jun 13, 2019
Instrument	2019162803
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5744 ROCKWOOD AVE, 5744, ORLANDO, FL 32839-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569

Mortgage

Document Number	0188611343
Date	Jul 11, 2019
Instrument	18861/1343

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 10, 2018
Property Address	1044 CHERBOURG AVE E, JACKSONVILLE, FL 32205-4569
Document Number	0186231968
Book / Page	018623 / 001968
Instrument Date	Nov 29, 2018
Instrument	288581
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5744 ROCKWOOD AVE EDGEWOOD FL 328394180, EDGEWOOD, FL 32839-4180

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,559 (+2.7%)	$142,245 (-0.66%) Land $50,000 Building $92,245
2025	$1,332.00 (+18.29%) Homeowner's exemption	$94,995 (+5.99%)	$143,183 (+12.95%) Land $50,000 Building $93,183
2024	$1,126.00 (+3.87%)
2023	$1,084.00 (+10.73%) Homeowner's exemption	$89,630 (+3%)	$126,767 (+22.3%) Land $32,500 Building $94,267
2022	$979.00 Homeowner's exemption	$87,020	$103,650 Land $25,000 Building $78,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1996–2017)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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