1044 Cavendish Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 1044 Cavendish Dr, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 ba · 1,844 sqft · built 2003
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Sep 2023)
Tax Bill	$2,615 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-26-013-012.004-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-26-013-012.004-018`
Alternative APN	`1609260013012004`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	380 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609260013012004
Street Address	1044 CAVENDISH DR
City	CARMEL
State	IN
Zip	46032-4647
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCKS 2-18, PHASE 2, LOT 1204
Legal Range	03
Legal Township	18
Legal Section	26
Legal Subdivision	PROVIDENCE AT OLD MERIDIAN PHASE TWO
Legal Block	2-18,12
Legal Lot Number	1204
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111012

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1044 CAVENDISH DR, CARMEL, IN 46032-4647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 14, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 7, 2019	Correction Deed FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jan 14, 2019
Deed Document Number	2023036225
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 21, 2023
Property Address	1044 CAVENDISH DR, CARMEL, IN 46032-4647
Document Number	0000036225
Map Reference	DOC 2003-118575
Instrument Date	Sep 20, 2023
Instrument	2023036225
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CAVENDISH DR, CARMEL, IN 46032-4647

Mortgage

Document Number	0000036227
Date	Sep 21, 2023
Instrument	2023036227

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 14, 2019
Property Address	1044 CAVENDISH DR, CARMEL, IN 46032-4647
Document Number	0000001336
Instrument Date	Jan 3, 2019
Instrument	1336
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1044 CAVENDISH DR CARMEL IN 460324647, CARMEL, IN 46032-4647

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2019
Property Address	1044 CAVENDISH DR, CARMEL, IN 46032-4647
Document Number	0000024006
Instrument Date	Jan 3, 2019
Instrument	24006
Record Updated	Jun 21, 2019
Title Company	FIRST AMERICAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1044 CAVENDISH DR CARMEL IN 460324647, CARMEL, IN 46032-4647

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,200 (+6.2%) Land $74,200 Building $198,000	$272,200 (+6.2%) Land $74,200 Building $198,000
2024	$2,615.00 (+7.35%)	$256,300 (+2.77%) Land $74,200 Building $182,100	$256,300 (+2.77%) Land $74,200 Building $182,100
2023	$2,436.00 (+3.4%)	$249,400 (+12.95%) Land $74,200 Building $175,200	$249,400 (+12.95%) Land $74,200 Building $175,200
2022	$2,356.00 (+16.87%)	$220,800 Land $66,800 Building $154,000	$220,800 Land $66,800 Building $154,000
2021	$2,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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