1044 Carriage Loop, New Braunfels, TX 78132 Property Records

Comal County property record for 1044 Carriage Loop, New Braunfels, TX 78132

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,671 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$292,600 (Jun 2018)
Tax Bill	$6,267 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-0671-0084-00`

Property Details

APN / Parcel Number

Primary APN	`50-0671-0084-00`
Alternative APN	`402424`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	2,671 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	260 sqft
Storage Building	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1044 CARRIAGE LOOP
City	NEW BRAUNFELS
State	TX
Zip	78132-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLEMENT AT GRUENE 2, BLOCK 2, LOT 35
Legal Subdivision	SETTLEMENT AT GRUENE 2
Legal Block	2
Legal Lot Number	35
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	1
Census Block	1010
Census Tract	310901

Owner

1044 Carriage Loop is owned and occupied by two individuals who bought it in June 2018.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1044 CARRIAGE LOOP, NEW BRAUNFELS, TX 78132-4016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 14, 2018	Vendor's Lien, Subdivision Related Transfer · ARM MORGAN STANLEY PRIVATE BANK NA
Jan 12, 2018	Trustee's Deed, Transfer HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Deed Document Number	201823350
Prior Transfer Date	Jun 13, 2018
Prior Transfer Doc	0000023350
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1044 CARRIAGE LOOP, NEW BRAUNFELS, TX 78132-4016
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006018131
Date	May 18, 2020
Instrument	202006018131

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jun 14, 2018
Property Address	1044 CARRIAGE LOOP, NEW BRAUNFELS, TX 78132-4016
Document Number	0006023350
Map Reference	CLER201606041150
Instrument Date	Jun 13, 2018
Instrument	201806023350
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 CARRIAGE LOOP, NEW BRAUNFELS, TX 78132-4016

Mortgage

Document Number	0006023351
Date	Jun 14, 2018
Instrument	201806023351

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.9%
Index	1-Year LIBOR
Max Rate	0.99%

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	COMAL TX
Recording Date	Jan 12, 2018
Property Address	1044 CARRIAGE LOOP, NEW BRAUNFELS, TX 78132-4016
Document Number	0006001922
Instrument Date	Jan 11, 2018
Instrument	6001922
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	NEW BRAUNFELS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674

Mortgage

Document Number	6001923
Date	Jan 12, 2018
Instrument	6001923

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	13737 NOEL RD # 800, DALLAS, TX 75240-1331

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1044 Carriage Loop was $6,267 with exemptions applied, down 4.1% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	New Braunfels Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,860 (-4.16%) Land $113,970 Building $500,890	$614,860 (-4.16%) Land $113,970 Building $500,890
2025	$6,267.00 (-4.12%) Homeowner's exemption Senior Citizen's exemption	$641,580 Land $113,970 Building $527,610	$641,580 Land $113,970 Building $527,610
2024	$6,536.00
2023		$666,040 Land $113,970 Building $552,070	$666,040 Land $113,970 Building $552,070
2018	$1,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 Carriage Loop in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	63 (1993–2025)
Claims Outside the SFHA	27 of 63
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 7 claims Severe Storms And Flooding, Jul 2002 · 31 claims Flooding 10/18/98, Oct 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Carriage Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless	100 / 20

May also be available: VTX Communications.

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