1044 Carmel Rd N, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 1044 Carmel Rd N, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,764 sqft · built 1977
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,227 (2025)
Deeds & Mortgages	Aug 2022 Refinance Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:01 B:0 L:030=F`

Property Details

APN / Parcel Number

Primary APN	`M:01 B:0 L:030=F`
Alternative APNs	`HAMN M:01 B:0 L:030-F` `60`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	60
Street Address	1044 CARMEL RD N
City	HAMPDEN
State	ME
Zip	04444-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13 - R
Legal Subdivision	HIGHLAND ACRES
Legal Lot Number	30-F
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	5
Census Block	5010
Census Tract	2000

Owner

1044 Carmel Rd N is owned and occupied by two individuals.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1044 CARMEL RD N, HAMPDEN, ME 04444-3207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	1044 CARMEL RD N, HAMPDEN, ME 04444-3207
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165790096
Date	Aug 9, 2022
Book Page	16579/96
Instrument	22913

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	1044 CARMEL RD N, HAMPDEN, ME 04444-3207
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159120092
Date	Feb 26, 2021
Book Page	15912/92
Instrument	5934

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1044 Carmel Rd N was $6,227, up 22.7% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,227.00 (+22.7%)	$352,810 (+8.79%) Land $72,320 Building $280,490
2024	$5,075.00 (-0.86%)	$324,300 (+21.96%) Land $66,500 Building $257,800
2023	$5,119.00 (+12.16%)	$265,900 (+20.59%) Land $54,500 Building $211,400	$229,900
2022	$4,564.00	$220,500 Land $45,200 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1044 Carmel Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1044 Carmel Rd N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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