Cass County property record for 1044 5th St N, Fargo, ND 58102
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 1914 |
| Lot Size | 0.166 acres (7,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2011) |
| Tax Bill | $1,922 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-1160-02470-000 |
| Primary APN | 01-1160-02470-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Lot Area | 7,238 sqft (0.166 acres) |
| Lot Dimensions | 150 ft deep x 48 ft wide |
| Street Address | 1044 5TH ST N |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58102-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 2 BLOCK: 14 ADDITION: HECTORS ADDITION ADDITIONAL: HECTORS E 1/2 LOT 2 BLK 14 |
| Legal Subdivision | HECTORS |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 501 |
1044 5th St N is owned and occupied by an individual who bought it in September 2011.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1044 5TH ST N, FARGO, ND 58102-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Apr 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2011 · Amount on File |
| Deed Sale | Sep 6, 2011 · Amount on File |
| Deed Document Number | 20111331121 |
| Prior Transfer Date | Sep 2, 2011 |
| Prior Transfer Doc | 0001331121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 1044 5TH ST N, FARGO, ND 58102-3711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1044 5TH ST N, FARGO, ND 58102-3711 |
| Document Number | 0001699753 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 1699753 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 5, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 1044 5TH ST N, FARGO, ND 58102-3711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001508104 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 1508104 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | 10877 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Oct 20, 2022 |
The 2025 property tax bill for 1044 5th St N was $1,922.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,922.00 | $120,300 Land $20,550 Building $99,750 | $240,600 Land $41,100 Building $199,500 |
| 2023 | $3,334.00 | $114,200 Land $19,550 Building $94,650 | $228,400 Land $39,100 Building $189,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1044 5th St N in Zone X, an area of moderate flood risk, though there have been 104 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 104 (1978–2019) |
| Claims Outside the SFHA | 59 of 104 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1044 5th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Otter Tail Telecom.
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