10439 Sappington Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 10439 Sappington Ln, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,655 sqft · built 1946
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$237,300 (Jan 2021)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28L-23-0604`

Property Details

APN / Parcel Number

Primary APN	`28L-23-0604`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,655 sqft Living Area
1st Floor Area	2,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	353 ft deep x 113 ft wide
View / Lot	Highway
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	200 sqft
Deck Area	345 sqft
Patio Area	345 sqft
Utility Building	49 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10439 SAPPINGTON LN
City	SAINT LOUIS
State	MO
Zip	63128-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DOERFLINGERS SUBD LOT PT 13 N PART
Legal Range	6E
Legal Township	44N
Legal Section	29
Legal Subdivision	DOERFLINGERS SUBD
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2010
Census Tract	221202

Owner

10439 Sappington Ln is owned and occupied by two individuals who bought it in January 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10439 SAPPINGTON LN, SAINT LOUIS, MO 63128-1656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
Mar 14, 2018	Quit Claim Deed, Mortgage · FHA Mortgage GOLDEN OAK LNDG
Jan 23, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Mar 14, 2018 · Amount on File
Deed Document Number	20211005
Deed Book / Page	24574 / 3245
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	0245743245
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jan 8, 2021
Property Address	10439 SAPPINGTON LN, SAINT LOUIS, MO 63128-1656
Document Number	0245743245
Book / Page	24574 / 3245
Instrument Date	Dec 14, 2020
Instrument	2021010801005
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	COPPER TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10439 SAPPINGTON LN, SAINT LOUIS, MO 63128-1656
Investor	Possibly a Property Investor

Mortgage

Document Number	2021010801006
Date	Jan 8, 2021
Instrument	2021010801006

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 14, 2018
Property Address	10439 SAPPINGTON LN, SAINT LOUIS, MO 63128-1656
Document Number	0229381162
Book / Page	022938 / 001162
Instrument Date	Mar 7, 2018
Instrument	289
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	COPPER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10439 SAPPINGTON LN ST LOUIS MO 631281656, ST LOUIS, MO 63128-1656

Mortgage

Document Number	229381165
Date	Mar 14, 2018
Book Page	022938/001165
Instrument	290

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 13, 2043

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Jan 23, 2017
Property Address	10439 SAPPINGTON LN, SAINT LOUIS, MO 63128-1656
Document Number	0223670632
Book / Page	022367 / 000632
Instrument Date	Dec 29, 2016
Instrument	581
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10439 SAPPINGTON LN

Tax Assessment & Valuation

The 2025 property tax bill for 10439 Sappington Ln was $5,009, up 19.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,810 (-) Land $28,480 Building $50,330	$414,800 (-) Land $149,900 Building $264,900
2025	$5,009.00 (+19.29%)	$78,810 Land $28,480 Building $50,330	$414,800 Land $149,900 Building $264,900
2024	$4,199.00 (+0.24%)
2023	$4,189.00 (+1.77%)	$64,580 (+5.32%) Land $25,880 Building $38,700	$339,900 Land $136,200 Building $203,700
2022	$4,116.00	$61,320 Land $31,050 Building $30,270
2021			$322,700 Land $163,400 Building $159,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10439 Sappington Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10439 Sappington Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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