10439 Appaloosa Ct, Santee, CA 92071 Property Records

San Diego County property record for 10439 Appaloosa Ct, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,544 sqft · built 1999
Lot Size0.344 acres (14,983 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Dec 2001)
Tax Bill$8,787 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN378-450-02-00

Property Details

APN / Parcel Number

Primary APN378-450-02-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,544 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area14,983 sqft (0.344 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address10439 APPALOOSA CT
CitySANTEE
StateCA
Zip92071-1193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 61 TR 013486
Legal Subdivision93-02 6 7
Legal Tract013486
Legal Block1
Legal Lot Number61
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract16609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10439 APPALOOSA CT, SANTEE, CA 92071-1193
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Oct 6, 2017Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2001 · Amount on Record
Deed SaleDec 27, 2001 · Amount on Record
Prior SaleMar 30, 1999 · Amount on Record
Deed Document Number2001959310
Last Transfer DateFeb 26, 2015
Transfer Doc0000150982
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10439 APPALOOSA CT, SANTEE, CA 92071-1193
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10439 APPALOOSA CT, SANTEE, CA 92071-1193

Mortgage

Document Number0000104519
DateApr 26, 2024
Instrument2024-0104519
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10439 APPALOOSA CT, SANTEE, CA 92071-1193
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10439 APPALOOSA CT, SANTEE, CA 92071-1193

Mortgage

Document Number0000614512
DateOct 12, 2020
Instrument2020-0614512
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2035

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10439 APPALOOSA CT, SANTEE, CA 92071-1193
Document Number0000370181
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10439 APPALOOSA CT SANTEE CA 920711193, SANTEE, CA 92071-1193

Mortgage

Document Number0000370181
DateSep 7, 2018
Instrument370181
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 6, 2033

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10439 APPALOOSA CT, SANTEE, CA 92071-1193
Document Number0000473948
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedOct 18, 2017
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10439 APPALOOSA CT SANTEE CA 920711193, SANTEE, CA 92071-1193

Mortgage

Document Number0000473948
DateOct 13, 2017
Instrument473948
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$714,765 (+2%) Land $162,058 Building $552,707
2025$8,787.00 (+4.1%) Homeowner's exemption$700,751 (+4.04%) Land $158,881 Building $541,870
2023$8,441.00 (+0.67%) Homeowner's exemption$673,542 Land $152,712 Building $520,830
2022$8,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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