10438 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 10438 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,453 sqft · built 1941
Lot Size	0.098 acres (4,270 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jun 2019)
Tax Bill	$2,961 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-111-053`

Property Details

APN / Parcel Number

Primary APN	`25-16-111-053`
Alternative APN	`25-16-111-053-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,453 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1943
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,270 sqft (0.098 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10438 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	16
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1015
Census Tract	491100

Owner

10438 S Normal Ave is owned and occupied by an individual who bought it in June 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10438 S NORMAL AVE, CHICAGO, IL 60628-2428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jun 28, 2019	Grant Deed, Transfer OTHER
Mar 21, 2019	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Mar 21, 2019
Deed Document Number	201913191
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10438 S NORMAL AVE, CHICAGO, IL 60628-2428
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10438 S NORMAL AVE, CHICAGO, IL 60628-2428

Mortgage

Document Number	0000913281
Date	Jan 9, 2024
Instrument	2400913281

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Sep 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2020
Property Address	10438 S NORMAL AVE, CHICAGO, IL 60628-2428
Document Number	2030033120
Instrument Date	Jul 29, 2020
Instrument	30033120
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5715 S THROOP ST CHICAGO IL 606361809, CHICAGO, IL 60636-1809

Mortgage

Document Number	2030033121
Date	Oct 26, 2020
Instrument	30033121

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	2030033122,
Date	Oct 26, 2020
Instrument	30033122

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jun 28, 2019
Property Address	10438 S NORMAL AVE, CHICAGO, IL 60628-2428
Document Number	1917913191
Instrument Date	Apr 11, 2019
Instrument	17913191
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10101 S LEAVITT ST CHICAGO IL 606431909, CHICAGO, IL 60643-1909

March 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	COOK IL
Recording Date	Mar 21, 2019
Property Address	10438 S NORMAL AVE, CHICAGO, IL 60628-2428
Document Number	1908018030
Instrument Date	Feb 14, 2019
Instrument	8018030
Transaction Type	Foreclosure
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14842 S WOODCREST AVE HOMER GLEN IL 604918322, HOMER GLEN, IL 60491-8322

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 Land $2,562 Building $19,438	$220,000 Land $25,620 Building $194,380
2023	$2,961.00 (+2.56%)
2022	$2,887.00 (+2.27%)	$13,999 (-) Land $2,348 Building $11,651	$139,990 (-) Land $23,480 Building $116,510
2021	$2,823.00	$13,999 Land $2,348 Building $11,651	$139,990 Land $23,480 Building $116,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10438 S Normal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10438 S Normal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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