10438 Prune Tree Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10438 Prune Tree Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,458 sqft · built 1962
Lot Size	0.172 acres (7,469 sqft)
Owner	Trust Name on File
Tax Bill	$7,755 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`316-33-081`

Property Details

APN / Parcel Number

Primary APN	`316-33-081`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,204 sqft
2nd Floor Area	704 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,469 sqft (0.172 acres)
Lot Dimensions	97 ft deep x 77 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10438 PRUNE TREE LN
City	CUPERTINO
State	CA
Zip	95014-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3086 BELMONT BOOK 142 PAGE 30 LOT 14
Legal Subdivision	BELMONT
Legal Tract	3086
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2010
Census Tract	508101

Owner

10438 Prune Tree Ln is owner-occupied and held in a trust since September 2009.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 3, 2009
Transfer Doc	0020429087
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023

Mortgage

Document Number	0025158570
Date	Nov 9, 2021
Instrument	25158570

Lender

Name	BANK OF THE WEST
Type	Bank
Address	UTICA, NY 13505

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023

Mortgage

Document Number	0024848232
Date	Feb 25, 2021
Instrument	24848232

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024150386
Date	Apr 5, 2019
Instrument	24150386

Lender

Name	CITIBANK NA
Type	Bank
Address	63396

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024285065
Date	Sep 20, 2019
Instrument	24285065

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024214873
Date	Jul 1, 2019
Instrument	24214873

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10438 PRUNE TREE LN, CUPERTINO, CA 95014-2023
Document Number	0024546826
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	FWG NATIONAL TITLE INSURANCE COMPANY, FWG NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10438 PRUNE TREE LN CUPERTINO CA 950142023, CUPERTINO, CA 95014-2023

Mortgage

Document Number	0024546826
Date	Jul 21, 2020
Instrument	24546826

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10438 Prune Tree Ln was $7,755 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$598,615 (+2%) Land $142,162 Building $456,453
2025	$7,755.00 Homeowner's exemption	$586,878 Land $139,375 Building $447,503
2023	$7,446.00 (+2.38%) Homeowner's exemption	$564,091 Land $133,964 Building $430,127
2022	$7,273.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10438 Prune Tree Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10438 Prune Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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