10438 Oak Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 10438 Oak Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,240 sqft · built 1960
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jan 2022)
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-120-036-000`

Property Details

APN / Parcel Number

Primary APN	`056-120-036-000`
Alternative APN	`56-120-36-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Traditional
Lot Area	89,734 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	2,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	56-120-36-000
Street Address	10438 OAK DR
City	GRASS VALLEY
State	CA
Zip	95949-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LTS 28 & 29 CHERRY CRK AC SUB
Legal Subdivision	CHERRY CRK AC SUB
Legal Lot Number	28,29
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1004
Census Tract	105

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10438 OAK DR, GRASS VALLEY, CA 95949-9036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Jan 31, 2022	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Dec 13, 2000 · Amount on Record
Deed Document Number	20222233
Prior Transfer Date	Feb 17, 2002
Prior Transfer Doc	0000016473
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10438 OAK DR, GRASS VALLEY, CA 95949-9036
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10438 OAK DR, GRASS VALLEY, CA 95949-9036

Mortgage

Document Number	0000004757
Date	Mar 1, 2022
Instrument	20220004757

Lender

Name	PLUMAS BANK
Type	Bank
Address	AUBURN, CA 95603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jan 31, 2022
Property Address	10438 OAK DR, GRASS VALLEY, CA 95949-9036
Document Number	0000002233
Map Reference	MB 1 PG 85
Instrument Date	Jan 25, 2022
Instrument	20220002233
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10438 OAK DR, GRASS VALLEY, CA 95949-9036

Mortgage

Document Number	0000002234
Date	Jan 31, 2022
Instrument	20220002234

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,870 (+2%) Land $135,304 Building $519,566
2025	$6,983.00 (+4.22%)	$642,030 (+4.04%) Land $132,651 Building $509,379
2023	$6,700.00 (+63.41%)	$617,100 Land $127,500 Building $489,600	$627,390
2022	$4,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T.

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