10436 Howgate, San Antonio, TX 78252 Property Records

Bexar County property record for 10436 Howgate, San Antonio, TX 78252

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,509 sqft · built 2021
Lot Size	0.167 acres (7,253 sqft)
Owner	Individual Name on File
Last Sale	$284,123 (Dec 2021)
Tax Bill	$7,286 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05194-103-0010`

Property Details

APN / Parcel Number

Primary APN	`05194-103-0010`
Alternative APN	`1334783`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	1,429 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Asphalt
Lot Area	7,253 sqft (0.167 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10436 HOWGATE
City	SAN ANTONIO
State	TX
Zip	78252-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5194A ( APPLEWOOD UT-1), BLOCK 3 LOT 1 2021- NEW PER PLAT 20002/36-39, FILED 10-30-20
Legal Subdivision	CB 5194A ( APPLEWOOD UT-1)
Legal Block	3
Legal Lot Number	1
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO WEST
Census Block Group	3
Census Block	3019
Census Tract	161902

Owner

10436 Howgate is owned and occupied by an individual who bought it in December 2021.

Source: Bexar County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2021360657
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Recording Date	Jun 17, 2026
Property Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723
Document Number	0000116454
Instrument Date	May 28, 2026
Instrument	2026116454
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723

Mortgage

Document Number	0000116454,
Date	Jun 17, 2026
Instrument	2026116454

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jan 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723

Mortgage

Document Number	0000197529
Date	Oct 26, 2023
Instrument	20230197529

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	15180

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2052

December 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Dec 29, 2021
Property Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723
Document Number	0000360657
Map Reference	DOC 20200261925
Instrument Date	Dec 27, 2021
Instrument	20210360657
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2023
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10436 HOWGATE, SAN ANTONIO, TX 78252-2723

Mortgage

Document Number	0000360658
Date	Dec 29, 2021
Instrument	20210360658

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10436 Howgate was $7,286, up 2.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Southwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,286.00 (+2.45%)	$363,020 Land $66,040 Building $296,980	$363,020 Land $66,040 Building $296,980
2024	$7,112.00 (-0.93%)
2023	$7,179.00 (-0.21%)	$357,360 Land $66,040 Building $291,320	$357,360 Land $66,040 Building $291,320
2022	$7,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10436 Howgate in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1993–1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10436 Howgate is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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