Saginaw County property record for 10435 Dice Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,276 sqft · built 1957 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,500 (May 2018) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-1026-000 |
| Primary APN | 28-12-3-09-1026-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 10435 DICE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | E LY 135 FT OF W LY 372 FT OF N LY 361.33 FT OF NW 1/4 OF NE 1/4 1.02 ACRE SEC 09 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 12002 |
10435 Dice Rd is owned and occupied by an individual who acquired it in October 2019.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10435 DICE RD, FREELAND, MI 48623-8883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 11, 2018 | Warranty Deed, Transfer TITLE RESOURCE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2018 · Amount on File |
| Deed Sale | May 11, 2018 · Amount on File |
| Prior Sale | Oct 7, 2005 · Amount on File |
| Deed Document Number | 201814166 |
| Last Transfer Date | Oct 7, 2019 |
| Transfer Doc | 2020001124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 15, 2020 |
| Property Address | 10435 DICE RD, FREELAND, MI 48623-8883 |
| Document Number | 0000001124 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 1124 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10435 DICE RD FREELAND MI 486238883, FREELAND, MI 48623-8883 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 11, 2018 |
| Property Address | 10435 DICE RD, FREELAND, MI 48623-8883 |
| Document Number | 0000014166 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 14166 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $133.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1709 MICHAELANE DR SAGINAW MI 486049209, SAGINAW, MI 48604-9209 |
The 2025 property tax bill for 10435 Dice Rd was $2,657 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,100 (+5.26%) | $172,200 (+5.26%) | |
| 2025 | $2,657.00 Homeowner's exemption | $81,800 | $163,600 |
| 2023 | $63,700 | $127,400 | |
| 2022 | $2,227.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10435 Dice Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10435 Dice Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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