10434 Sumter Ave S, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 10434 Sumter Ave S, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,214 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2022)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-116-21-14-0024`

Property Details

APN / Parcel Number

Primary APN	`31-116-21-14-0024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,214 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	199 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	564 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	284 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10434 SUMTER AVE S
City	MINNEAPOLIS
State	MN
Zip	55438-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLOCK 001 A HYLAND RIDGE E 39X199X110X157
Legal Range	21
Legal Township	116
Legal Section	31
Legal Quarter	14
Legal Subdivision	HYLAND RIDGE
Legal Block	1
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2003
Census Tract	25906

Owner

10434 Sumter Ave S is owned and occupied by two individuals who bought it in May 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10434 SUMTER AVE S, MINNEAPOLIS, MN 55438-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
May 8, 2020	Quit Claim Deed, Transfer SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Sep 1, 2009 · Amount on File
Deed Document Number	202211109152
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0010784482
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 17, 2022
Property Address	10434 SUMTER AVE S, BLOOMINGTON, MN 55438-2142
Document Number	0A11109152
Instrument Date	May 10, 2022
Instrument	A11109152
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10434 SUMTER AVE S, BLOOMINGTON, MN 55438-2142

Mortgage

Document Number	0A11109153
Date	May 17, 2022
Instrument	A11109153

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10434 SUMTER AVE S, BLOOMINGTON, MN 55438-2142
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10434 SUMTER AVE S, BLOOMINGTON, MN 55438-2142

Mortgage

Document Number	0A11091157
Date	Mar 25, 2022
Instrument	A11091157

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 8, 2020
Property Address	10434 SUMTER AVE S, BLOOMINGTON, MN 55438-2142
Document Number	0010784482
Instrument Date	May 4, 2020
Instrument	10784482
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10434 SUMTER AVE S BLOOMINGTON MN 554382142, BLOOMINGTON, MN 55438-2142

Mortgage

Document Number	10784483
Date	May 8, 2020
Instrument	10784483

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 7, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 10434 Sumter Ave S was $4,219 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,219.00	$319,900 Land $82,300 Building $237,600	$319,900 Land $82,300 Building $237,600
2023	$3,686.00 Homeowner's exemption
2022		$318,300 Land $78,500 Building $239,800	$318,300 Land $78,500 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10434 Sumter Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10434 Sumter Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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