10434 118th Pl, Largo, FL 33773 Property Records

Pinellas County property record for 10434 118th Pl, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1957
Lot Size0.159 acres (6,913 sqft)
OwnerIndividual Name on File
Last Sale$323,000 (Aug 2023)
Tax Bill$5,317 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
May 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNC62-000-750-0319-4

Property Details

APN / Parcel Number

Primary APNC62-000-750-0319-4
Alternative APNs
  • 10-30-15-64314-007-0040
  • 301510643140070040
  • 153010643140070040
  • R113909

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,303 sqft
1st Floor Area1,118 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1969
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,913 sqft (0.159 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage TypeCarport
Garage Area160 sqft
CarportCarport
Carport Area160 sqft

Exterior Amenities

PorchSlab
Porch Area100 sqft
Deck AreaDeck Area
Shed1 Shed
Shed Area2 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR113909
Street Address10434 118TH PL
CityLARGO
StateFL
Zip33773-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionORANGE LAKE VILLAGE BLK 7, LOT 4
Legal Range15E
Legal Township30S
Legal Section10
Legal SubdivisionORANGE LAKE VILLAGE
Legal Tract64314
Legal Block7
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2007
Census Tract25115

Owner

10434 118th Pl is owned by an individual who bought it in August 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address61 MIDDLEBURY ST, LAWRENCE, MA 01841-4059
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 2, 2023Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2023 · Amount on File
Deed SaleAug 9, 2023 · Amount on File
Prior SaleMay 2, 2023 · Amount on File
Deed Document Number2023206258
Deed Book / Page22529 / 2690
Prior Transfer DateSep 11, 2014
Prior Transfer Doc0186071087
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 9, 2023
Property Address10434 118TH PL, LARGO, FL 33773-2231
Document Number0225292690
Book / Page22529 / 2690
Map ReferenceMB 36 PG 65
Instrument DateAug 8, 2023
Instrument2023206258
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2023
Title CompanyOLD TAMPA BAY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,261.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5959 MISSION GORGE RD, SAN DIEGO, CA 92120-4017

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 MIDDLEBURY ST, LAWRENCE, MA 01841-4059

Mortgage

Document Number0000225301
DateAug 9, 2023
Instrument22530/1
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

May 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 2, 2023
Property Address10434 118TH PL, LARGO, FL 33773-2231
Document Number0224260938
Book / Page22426 / 938
Map ReferenceMB 36 PG 65-67
Instrument DateApr 5, 2023
Instrument2023113910
Transaction TypeConstruction Loan
Record UpdatedMay 16, 2023
Title CompanyTITLE EXCHANGE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3331 SAINT FRANCIS BLVD, ANOKA, MN 55303-1015

Transferred To (Grantee/Buyer)

NameVerified Name
Address5959 MISSION GORGE RD STE 206, 206, SAN DIEGO, CA 92120-4019
InvestorPossibly a Property Investor

Mortgage

Document Number0022426940
DateMay 2, 2023
Instrument22426/940
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10434 118th Pl was $5,317, up 11.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,317.00 (+11.09%)$287,647 Land $106,509 Building $181,138$287,647 Land $106,509 Building $181,138
2024$4,786.00 (+60.98%)
2023$2,973.00 (+349.09%)$163,669 (+132.52%)$163,669 (+14.96%) Land $125,610 Building $38,059
2022$662.00 Homeowner's exemption$70,388$142,372 Land $113,081 Building $29,291

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10434 118th Pl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1982–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10434 118th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Frontier, Verizon.

Nearby Properties on 118th Pl

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