104331 Co Rd C, Spencer, WI 54479 Property Records

Marathon County property record for 104331 Co Rd C, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	4.99 acres (217,756 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2023)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-2602-091-0991`

Property Details

APN / Parcel Number

Primary APN	`074-2602-091-0991`
Alternative APN	`07426020910999`

Exterior

Lot Area	217,756 sqft (4.99 acres)

Location & Zoning

Old Parcel Number	07426020910999
Street Address	104331 COUNTY ROAD C
City	SPENCER
State	WI
Zip	54479-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G-A
Legal Description	SEC 09-26-02 PT OF NE1/4 NE1/4 - LOT 1 CSM (#19077) DOC #1846127
Legal Range	02
Legal Township	26
Legal Section	09
Legal Quarter	NE
Legal Lot Number	1
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2009
Census Tract	2101

Owner

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104331 COUNTY ROAD C, SPENCER, WI 54479-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Closed-End Mortgage VALLEY COMMUNITIES CU
Jun 30, 2023	Warranty Deed, Transfer · USDA Mortgage T2 FINANCIAL LLC
Nov 10, 2021	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	1883733
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	104331 COUNTY ROAD C, SPENCER, WI 54479-3418
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104331 COUNTY ROAD C, SPENCER, WI 54479-3418

Mortgage

Document Number	0001924754
Date	Sep 30, 2025
Instrument	1924754

Lender

Name	VALLEY COMMUNITIES CU
Type	Credit Union
Address	MARSHFIELD, WI 54449

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 5, 2040

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Jun 30, 2023
Property Address	104331 COUNTY ROAD C, SPENCER, WI 54479-3418
Document Number	0001883733
Map Reference	DOC 1846127
Instrument Date	Jun 30, 2023
Instrument	1883733
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104331 COUNTY ROAD C, SPENCER, WI 54479-3418

Mortgage

Document Number	0001883734
Date	Jun 30, 2023
Instrument	1883734

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MARATHON WI
Recording Date	Nov 10, 2021
Property Address	104331 COUNTY ROAD C, SPENCER, WI 54479-3418
Document Number	0001849878
Map Reference	MAP 19090 MB82 PG82
Instrument Date	Nov 9, 2021
Instrument	1849878
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 3RD ST N, WISCONSIN RAPIDS, WI 54494-4364

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
County Subdivision	Spencer Town
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+9.16%)	$127,600 (+0.08%) Land $15,800 Building $111,800	$139,954 (+10.62%) Land $16,263 Building $123,691
2023	$1,561.00 (-14.75%)	$127,500 (+32.67%) Land $15,700 Building $111,800	$126,514 (-5.96%) Land $14,702 Building $111,812
2022	$1,831.00	$96,100 Land $10,900 Building $85,200	$134,528 Land $14,509 Building $120,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Country Wireless Fixed Wireless	100 / 100
Bug Tussel Wireless Fixed Wireless	50 / 8
T-Mobile Fixed Wireless	25 / 3

May also be available: Frontier.

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